Transportation has been transformed by companies like Uber and Lyft, giving riders an affordable, effective way to get from point A to point B. While the convenience of rideshare services is helpful, complications can arise when an Uber or Lyft is involved in an accident. Our Uber/Lyft accident lawyers at Moore Law Firm understand that these types of personal injury claims can be complex. We’re with you every step of the way and pursue all avenues to recover the compensation you deserve for your injuries and losses.
Who Is Responsible For Injuries Caused By Uber/Lyft Accidents?
Determining which insurance companies to file claims can be confusing after an Uber or Lyft accident. Lyft and Uber both carry $1 million insurance policies that are intended to cover injured riders. However, if a driver was not logged into the app when the accident occurred, the rideshare company may not be liable. In these cases, their insurance company may deny a claim and insist that technically the driver was off the clock, so the rideshare company isn’t liable. In this scenario, a rideshare driver’s personal auto insurance policy may cover your damages.
Things can get even more complex if an accident is caused by another party or more than two vehicles are involved. Filing claims with multiple insurance companies can be stressful, especially when you’re injured. In addition to filing a claim with the rideshare company’s insurer, you may have to bring a claim against the driver’s insurer, any other drivers who were involved in the accident, and if needed, utilize benefits from your own auto insurance policy if you have one. At Moore Law Firm, our Uber/Lyft accident lawyers determine exactly who may be liable for your injuries, help you understand your rights, and guide you through the claims process.
Negotiating With Insurance Companies
Insurance companies typically offer minimal settlements or deny your claim altogether. If you’re involved in a Lyft or Uber accident, don’t give a statement, sign anything, or accept a settlement offer from any insurance company before you speak with an attorney. In cases where multiple insurance companies are involved, they may even work collaboratively to dispute your claim, downplay the extent of your injuries, or insist that their insured party was not at fault. Our Uber/Lyft accident lawyers are adept at handling negotiations with multiple insurance companies. We are staunch in our commitment to acting as your advocate. We won’t quit until you recover the maximum compensation you deserve.
What To Do After An Uber/Lyft Accident
Even if you don’t believe you are injured, it’s critical to report an accident immediately, using the rideshare company’s app. You may not experience symptoms of injury right away, so it’s also vital to seek medical care as soon as possible. Calling the police can help you document exactly what occurred. Photos of the scene and your injuries, witness statements, medical records, and police reports are valuable evidence that can be used to back up your personal injury claim.
What To Do If You’re Injured As A Rideshare Driver
If you’re a driver who was injured in an accident that was caused by another motorist, contacting a lawyer who’s experienced in handling these types of cases is essential. Our Uber/Lyft accident attorneys ensure your rights are protected and help you navigate the process of filing a claim with the negligent driver’s insurer and your rideshare company. We can also assist you with any legal issues involving passengers who may have been hurt in an accident.
As mentioned above, Uber’s or Lyft’s insurance policies won’t cover your injuries if you were not logged into the app, and they don’t cover property damage. Carrying more than enough liability, collision, and uninsured motorist coverage on your auto insurance policy ensures that you’re well protected in the event of an accident. We can review your auto insurance policy and advise you on the most effective course of action to protect your livelihood and avoid potential pitfalls in the future.
Contact An Uber/Lyft Accident Lawyer Today
If you’ve been injured or have lost a loved one in a rideshare accident, we can help. Our Uber/Lyft accident lawyers at Moore Law Firm are dedicated to helping you recover the maximum compensation to protect your health, family and financial stability. Call Moore Law Firm at (251) 445-7602 or contact us online to schedule a consultation.