“Your Local Injury Lawyers Since 1985”


auto accident scene with fire medics

Have You Sustained Total Permanent Disability In An Auto Accident?

By: Fred Moore | Jan 17, 2019

Injuries sustained in a motor vehicle accident can be life-changing. Serious conditions such as traumatic brain injury, lost limbs and spinal cord injury can leave you permanently disabled and affect your family’s physical, emotional and financial well-being for the rest of your lives. At Moore Law Firm, our auto accident attorneys can help you understand your rights, determine whether you are entitled to total permanent disability benefits and help you recover maximum compensation for your damages.

What Is Total Permanent Disability (TPD)?

Total permanent disability is a condition or illness that remains after a person has reached the point of maximum medical improvement after an injury. Total permanent disability impedes a person’s ability to resume their normal work and other activities. If the injury occurred due to the negligence of another, that person or entity may be liable for the injured person’s damages.
Injuries such as traumatic brain injury (TBI), amputations, paralysis and blindness are common causes of total permanent disability. Psychological damage from being involved in a car accident can also lead to debilitating conditions such as PTSD, depression and anxiety that may prevent you from being able to work and perform everyday tasks.

It’s never a good idea to settle a car accident claim until you’ve completely finished medical treatment and have a concrete understanding of the extent of your injuries and the future care that may be required. Permanent total disability claims are often disputed and denied by insurance companies, or settlement offer amounts don’t even come close to covering a lifetime of medical expenses and lost income. Even if your healthcare providers have determined that you’ve reached maximum medical improvement (MMI) and your condition is expected to last indefinitely or lead to death, insurers will do everything they can to prove you are not permanently disabled and unable to work because of your injuries.

How An Attorney Can Help You Recover Compensation

It is vital to have an experienced auto accident attorney determine appropriate settlement amounts and take care of negotiations with insurance companies and other liable parties to ensure your rights and interests are protected. Settlements for these types of permanent disabilities must include adequate amounts of compensation for ongoing medical care (life care planning), in-home care, loss of future income and damages such as pain and suffering, loss of enjoyment of life and loss of companionship or consortium.

An auto accident attorney will know how to accurately value your claim, investigate all aspects of the accident and your injuries and demonstrate how permanent disability has impacted your life, your family and your ability to earn a living. If you were injured in a car accident in the course of your employment and are permanently disabled, a knowledgeable lawyer can also advise and assist you with workers’ compensation and Social Security Disability Benefits (SSDI) claims.

Contact An Auto Accident Attorney

If you or a loved one has been permanently disabled in an accident, our experienced and compassionate legal team will give you the support you need and fight to help you recover maximum compensation to take care of yourself and your family for the long haul. Call Moore Law Firm at 251-445-7602 or contact us online to schedule a consultation.