[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.moorelawfirm-al.com\/sustained-total-permanent-disability-auto-accident\/#BlogPosting","mainEntityOfPage":"https:\/\/www.moorelawfirm-al.com\/sustained-total-permanent-disability-auto-accident\/","headline":"Your Rights If You\u2019ve Suffered Permanent Disability After a Car Accident","name":"Your Rights If You\u2019ve Suffered Permanent Disability After a Car Accident","description":"Catastrophic injuries such as lost limbs can cause permanent disability after a car accident and affect your long-term quality of life. At Moore Law Firm, we know that dealing with a permanent or partial disability after a car accident is overwhelming. Our compassionate auto accident attorneys in Mobile, AL, can evaluate your case, help you understand your rights, and pursue maximum compensation for your damages. What Is Total Permanent Disability (TPD)? Total permanent disability is an injury, condition, or illness<span class=\"ellipsis\">&hellip;<\/span><div class=\"read-more\"><a href=\"https:\/\/www.moorelawfirm-al.com\/sustained-total-permanent-disability-auto-accident\/\">Continue Reading &#8250;&#8250;<\/a><\/div><!-- end of .read-more -->","datePublished":"2024-05-14","dateModified":"2024-07-22","author":{"@type":"Person","@id":"https:\/\/www.moorelawfirm-al.com\/author\/fred\/#Person","name":"Fred Moore","url":"https:\/\/www.moorelawfirm-al.com\/author\/fred\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5ac7e79885edcb8c05f5927d059dc10f69b01d03e77bde87b1d4425aafa74ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5ac7e79885edcb8c05f5927d059dc10f69b01d03e77bde87b1d4425aafa74ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Moore Law Firm","logo":{"@type":"ImageObject","@id":"https:\/\/www.moorelawfirm-al.com\/wp-content\/uploads\/2014\/11\/logo.jpg","url":"https:\/\/www.moorelawfirm-al.com\/wp-content\/uploads\/2014\/11\/logo.jpg","width":238,"height":100}},"image":{"@type":"ImageObject","@id":"https:\/\/www.moorelawfirm-al.com\/wp-content\/uploads\/2019\/01\/iStock-155147809.jpg","url":"https:\/\/www.moorelawfirm-al.com\/wp-content\/uploads\/2019\/01\/iStock-155147809.jpg","height":233,"width":350},"url":"https:\/\/www.moorelawfirm-al.com\/sustained-total-permanent-disability-auto-accident\/","about":["Blog"],"wordCount":1040,"articleBody":"Catastrophic injuries such as lost limbs can cause permanent disability after a car accident and affect your long-term quality of life. At Moore Law Firm, we know that dealing with a permanent or partial disability after a car accident is overwhelming. Our compassionate auto accident attorneys in Mobile, AL, can evaluate your case, help you understand your rights, and pursue maximum compensation for your damages.What Is Total Permanent Disability (TPD)?Total permanent disability is an injury, condition, or illness that remains after a person has reached the point of maximum medical improvement (MMI) after being hurt in an accident. Total permanent disability impedes a person\u2019s ability to resume their normal work and perform other activities. If an injury occurred due to another\u2019s negligence, that person or entity may be liable for the injured victim\u2019s damages.Types of Injuries that May Cause Permanent Disability after a Car AccidentInjuries that often cause permanent disability include:Spinal Cord Injuries &#8212; Damage to the spinal cord can cause paralysis or loss of sensation below the injury site, resulting in permanent disabilities such as paraplegia or quadriplegia.Severe Neck Injuries \u2013 Injuries to the neck, such as fractures or dislocation of the cervical vertebrae, can cause permanent nerve damage, chronic pain, and paralysis.Traumatic Brain Injury (TBI) \u2013 Severe head trauma sustained in a car accident can result in permanent brain damage and lead to cognitive impairment, motor function problems, headaches, depression, mood disorders, and other lifelong disabilities.Amputation \u2013 Losing a limb can have a serious psychological impact on injured victims and their families and require significant lifestyle changes, home modifications, and specialized care.Fractured or crushed bones &#8212; Extensive fractures to bones in the limbs, pelvis, or spine can cause joint instability, nerve damage, chronic pain, and other disabling conditions.Damage to internal organs \u2013 When vital organs such as the heart, lungs, liver, or kidneys are damaged, a victim can suffer long-term complications and disabilities.Burn injuries \u2013 Severe burns can cause permanent disfigurement, chronic infections, loss of function, and psychological trauma.Vision or hearing loss \u2013 Traumatic injuries to the eyes or ears can result in permanent vision or hearing loss or impairment.Chronic pain conditions \u2013 Nerve damage, complex regional pain syndrome (CRPS), and other injuries can lead to chronic pain that substantially limits a person\u2019s mobility and quality of life.Psychological trauma \u2013 Being hurt in a car accident can lead to long-term emotional and psychological trauma. Conditions such as post-traumatic stress disorder (PTSD), depression, and anxiety disorders can have a permanent impact on a person\u2019s daily functioning and ability to enjoy life.Understanding Your Legal Rights after a Car AccidentUnderstanding your legal rights after suffering permanent or partial disability in a car accident is essential to protecting your interests. A car accident attorney can explain the rights and options that may be available to you. Depending on the circumstances, you may be entitled to:Monetary compensation for damages \u2013 If your injuries were caused by someone else\u2019s negligence, you have the right to seek compensation for damages such as medical expenses, lost wages, pain and suffering, and future medical care. Your personal injury lawyer can help you file a claim against the at-fault party&#8217;s insurance company.Insurance benefits \u2013 In some cases, your own auto insurance or healthcare coverage can be used to pay for medical bills, wage loss, and other accident-related expenses. Adding coverage like MedPay and uninsured\/underinsured motorist coverage to your auto insurance policy provides an extra layer of protection you may need if you suffer permanent disability after a car accident.Social Security Disability benefits \u2013 If your disability is severe enough to prevent you from working, you may be eligible for Social Security Disability Insurance (SSDI) benefits.Legal representation \u2013 You always have the right to hire a personal injury attorney to represent your interests after a crash. A car accident lawyer can help you navigate the complex legal system, negotiate with insurance companies, and fight to recover the compensation you deserve.If you suffered permanent or partial disability in a car accident while you were on the clock, an attorney can also advise and assist you with workers\u2019 compensation claims and appeals, if applicable.Don\u2019t Accept a Settlement Without Speaking to a Car Accident AttorneyIt\u2019s never a good idea to settle a car accident claim until you\u2019ve finished medical treatment, reached MMI, and are fully aware of the extent of your injuries. Future medical bills, nursing care, other injury-related expenses, and the inability to work can have a dire impact on your finances. It can be easy to underestimate the total physical, emotional, and financial costs of your disability. To protect your health and your family\u2019s financial security, it\u2019s vital to have a car accident lawyer assess your case and put an accurate value on your claim.Permanent total disability claims are often disputed and denied by insurance companies. If they offer you a settlement, the amount may not even come close to covering a lifetime of medical expenses and lost income. Even if your healthcare providers have determined that you\u2019ve reached maximum medical improvement (MMI) and your condition is expected to last indefinitely or lead to death, insurers will do everything they can to minimize your injuries and prove that you\u2019re not permanently disabled.A car accident attorney knows how to accurately value your claim, investigate all aspects of the accident, negotiate with insurers, and demonstrate how your disability has impacted your life, your family, and your ability to earn a living. If you or a loved one has been permanently disabled in a car accident, our team at Moore Law Firm provides compassionate support and tenacious legal representation every step of the way.Contact a Car Accident Lawyer in AlabamaOver the last 40 years, Moore Law Firm has served more than 15,000 personal injury clients in Mobile, AL, and surrounding areas. If you\u2019ve sustained permanent disability after a car accident, we fight to recover maximum compensation so you can take care of yourself and your family for the long haul. Call us at 251-445-7602, contact us, or use the convenient chat feature on our website to schedule a consultation with a car accident attorney today."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Your Rights If You\u2019ve Suffered Permanent Disability After a Car Accident","item":"https:\/\/www.moorelawfirm-al.com\/sustained-total-permanent-disability-auto-accident\/#breadcrumbitem"}]}]