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Injured Woman’s Claim Being Refused By Insurance Company

Why You Need A Personal Injury Lawyer In Alabama

By: Moore Law Firm | Jan 18, 2022

If you or someone you love has been injured in an accident, you may be uncertain about where to turn. The experienced team at Moore Law Firm has handled thousands of personal injury claims in Alabama. They recommend that anyone who believes they’ve been hurt due to negligence should seek the counsel of an attorney. Understanding why you may need a personal injury attorney in Alabama can help you protect your rights and make informed decisions about whether to proceed with a claim.

Dealing With A Claim On Your Own Is Stressful

After an accident, you’ll receive a significant amount of correspondence from the insurance companies that are involved. Insurance adjusters will want to take statements, ask for medical records, and attempt to cajole you into signing certain forms or accepting a settlement. Ceding to these demands can leave you with piles of medical bills and other accident-related expenses, as insurance companies rarely offer a reasonable settlement amount on the first go-around.

Insurance Companies Do Not Look Out For Your Best Interests

It’s important to understand that even your own insurer does not have your best interests at heart. Insurance companies are in the business of making money and will try to minimize the severity of your injuries and find reasons to offer inadequate compensation or deny claims. They have teams of attorneys whose job is to find ways to pay out the lowest amounts possible on all types of claims. Going up against them without your own legal counsel can be a losing battle. Having an experienced personal injury lawyer fight for your rights and interests can help to increase your chances of making the maximum recovery you deserve.

Statues Of Limitations Apply In Alabama Personal Injury Claims

A statute of limitations is a time limit in which you are entitled to file a claim or lawsuit. In Alabama, the statute of limitations for personal injury claims is two years from the date of your injury. If the injured victim is a minor, this time limit doesn’t apply until they turn 19.

Your Claim May Be Undervalued If You Don’t Have A Lawyer

Many injured victims underestimate the physical, emotional, and financial costs of being hurt in an accident. Medical bills and wage loss are fairly straightforward to figure out, but if you’ve sustained a life-changing injury, you may need to think about future medical costs and lost income. Not only that, an injury can have a serious impact on your quality of life. You may be entitled to non-monetary damages such as emotional distress, pain and suffering, and loss of consortium. Without a knowledgeable personal injury lawyer who can accurately value your case, you could be selling yourself short and putting your family in a precarious financial position.

Contributory Negligence Plays A Role In Personal Injury Claims In Alabama

A negligent party or insurer may claim that you are partly at fault for your injuries. Under Alabama law, if a court determines that you bear any amount of fault for an accident, you won’t be entitled to recover any damages at all. This is relevant in negotiations with insurance adjusters as well – they often use contributory negligence as an excuse to offer low settlement amounts.

Contributory negligence can throw a serious wrench in your claim. Understanding the complex laws surrounding these types of cases is challenging. A seasoned personal injury lawyer will do everything they can to protect your rights and prove that the other party was at fault for your injuries. 

Proving Fault Is Difficult

Demonstrating fault in a personal injury claim is often difficult. Even the most seemingly clear-cut cases can quickly become complex. An Alabama personal injury lawyer will thoroughly investigate the accident, gather relevant evidence, and put it all together to build a case that proves that the other party’s negligence caused your injuries. Having an attorney evaluate your case won’t cost you anything. Most personal injury lawyers offer free initial consultations and work on contingency, which means they don’t collect attorneys ‘ fees unless they make a recovery for you.

Contact A Personal Injury Lawyer In Alabama

At Moore Law Firm, we care about our clients and their families. We are dedicated to fighting for your rights and helping you recover the compensation you need to heal and move on with your life after an accident.  Contact us online, call 251-445-7602, or use the convenient chat feature on our website to schedule a free case evaluation today.