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What to Do If You’re the Victim of a Hit and Run in Alabama
Being injured in a hit-and-run accident is a daunting experience that can leave you feeling scared and uncertain about what to do next. At Moore Law Firm, our hit-and-run lawyers in Mobile, AL understand how a motor vehicle crash can turn your life upside down. Taking these steps after a hit-and-run accident can help protect your rights and enable you to pursue the compensation you need to protect your health and finances.
Steps to Take After a Hit-and-Run Accident
Call 911
After an accident, it’s vital to call 911 as soon as possible. Reporting the crash to authorities provides documentation of the incident and ensures you get the help you need. If possible, report the description of the vehicle and driver that hit you, which way it was headed, and the location of the accident. Talking to police as soon as possible can also give them a better chance of finding the person who caused the collision. A police report also provides vital evidence that your hit-and-run lawyer will need if you file a claim with any auto insurance company, including your own.
Gather Evidence
If you’re able, take photos of the scene, including skid marks on the road, vehicle damage, your injuries, and anything else you may think is relevant. Write down everything you remember about the vehicle that hit you and how the accident happened. Witnesses can offer information that may help police find the hit-and-run driver and back up your personal injury claim, so make sure to get contact info and statements from anyone who may have seen the incident.
Seek Medical Attention
Even if you feel fine, seeking medical attention as soon as possible is a must. Symptoms of some injuries don’t appear right away, so it’s best to go to the emergency room or get checked out by your doctor in a timely manner. Medical records provide documentation of the accident and your injuries, which is crucial when filing a hit-and-run car accident claim. Make sure to hold on to all injury-related medical reports, bills, and any other documentation related to the crash.
Report the Incident to Your Insurance Company
Contact your auto insurance company to report the accident. In Alabama, your uninsured motorist coverage should pay for your medical bills and other damages after a hit-and-run accident. Although uninsured/underinsured motorist coverage isn’t required in Alabama, hit-and-run accident lawyers recommend that all drivers carry it. More than 20% of motorists in Alabama are uninsured, and millions more have minimal liability coverage. Adding UM/UIM coverage to your policy can help you avoid being left out in the cold after a hit-and-run accident or crash with an uninsured driver.
Unfortunately, insurance adjusters look for reasons to minimize payouts and deny claims. When you report the incident, stick to the facts. Answer questions honestly, but don’t overshare details. Do not sign anything or accept a settlement offer without talking to a hit-and-run attorney first.
Why Contact a Personal Injury Attorney after a Hit and Run?
Hit-and-run cases are often complex, especially when the identity of the at-fault driver remains unknown. A personal injury attorney with experience handling hit-and-run claims in Alabama can help you navigate the claims process and maximize your chances of receiving the full amount of compensation you deserve.
Your uninsured motorist insurance will cover your medical expenses, lost wages, and other damages up to the limits of your policy. However, if the hit-and-run driver is found, a car accident lawyer may be able to help you recover damages from their insurance company. These damages may include:
- Past and future medical expenses
- Loss of income
- Pain and suffering
- Property damage
In Alabama, leaving the scene of an accident is a serious offense. In some cases where a hit-and-run driver is found, an injured victim may be able to obtain punitive damages. These damages are awarded to punish the wrongdoer and deter them and others from similar behavior. A hit-and-run lawyer can evaluate your case and determine all possible sources of compensation.
Negotiating with Insurance Companies
Because insurance companies often try to minimize payouts, having a hit-and-run attorney on your side is vital. Our hit-and-run lawyers in Mobile act as your staunch advocates to help you recover the full and fair amount of compensation you may be entitled to receive. We take the weight off your shoulders and keep you updated on your case every step of the way, so you and your family can focus on healing.
Contact our Hit and Run Lawyers in Mobile, AL to Learn More
At Moore Law Firm, our personal injury lawyers have served more than 15,000 clients in Alabama over the last 39 years. If you or a loved one has been hurt in a crash, our hit-and-run accident lawyers in Mobile can help. To schedule a consultation, contact us, call us at 251-445-7602, or use the convenient chat feature on our website.