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What to Know When You’re Injured by an Underinsured Driver in AL
After an accident, victims often deal with painful injuries, piles of medical bills, and uncertainty about what the future holds. The stress can be even more overwhelming when the at-fault driver is uninsured or doesn’t have enough coverage to pay all your damages. At Moore Law Firm, our car accident attorneys in Mobile, Alabama can guide you through the complexities of uninsured/underinsured motorist (UM/UIM) claims and help you find a path toward the justice and compensation you deserve.
Understanding Uninsured Motorist Coverage in Alabama
In Alabama, drivers must carry minimum liability insurance (currently $25,000/$50,000 for bodily injury and $25,000 for property damage). However, UM/UIM coverage is not required and must be specifically accepted or rejected by the policyholder. Unfortunately, encountering an uninsured motorist is all too common in Alabama. According to the Insurance Information Institute (iii), nearly 17% of Alabama drivers were uninsured in 2023. That’s why our Mobile accident lawyers recommend adding UM/UIM coverage to your policy.
For an extra layer of protection, most personal injury lawyers recommend carrying MedPay coverage as well. Paying a few extra dollars a month is well worth protecting your health and finances in the event of a crash with an uninsured motorist.
When Can I Use UM/UIM Coverage?
Uninsured (UM) – When at at-fault driver has no auto insurance or you’re the victim of a hit-and-run accident, you may file an uninsured motorist claim with your own insurer to cover damages like medical expenses, lost wages, property damage, pain and suffering, and even wrongful death.
Underinsured (UIM) – If the negligent motorist has insurance but the policy limits are minimal, your underinsured motorist coverage can fill the gap to pay for damages.
Essentially, UM/UIM coverage takes the place of a negligent driver’s liability insurance. It’s important to note that you may be able to use your UM/UIM coverage if you’re injured as a bicyclist or pedestrian. Coverage also extends to passengers who were in your vehicle at the time of the crash.
How Much Can I Get from an Uninsured Motorist Claim?
The amount of compensation you may receive in an uninsured motorist claim is determined by the specific circumstances of your case, including the extent of your injuries, how they have affected your life, the amount of property damage, and your auto policy limits.
Our accident attorneys in Mobile may be able to help you recover damages such as:
- Past and future medical bills
- Lost wages
- Physical pain and suffering
- Emotional Distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
- Property damage
If you’ve lost a loved one in an accident with an uninsured driver, UM coverage may provide compensation for funeral and burial costs and loss of financial contribution. An accident lawyer in Mobile can evaluate your case and advise you on the best way to move forward.
Alabama’s Strict Contributory Negligence Law
Another critical factor that affects car accident claims in Alabama is the contributory negligence rule. Whether you’re bringing a claim against another driver or using your own UM/UIM coverage, if you are found to be even 1% at fault you may be completely barred from recovering any damages at all.
Insurers Use This Rule to Avoid Paying Claims
Unfortunately, your own insurance company isn’t really on your side and may try to shift blame to avoid paying your claim. If you’ve been hurt in a crash, it’s essential to speak to an accident lawyer in Mobile before giving a statement, signing anything, or accepting a settlement, even from your own insurer.
Your words can be easily twisted and used to claim you were partially or fully at fault. Our Mobile accident attorneys meticulously investigate the crash, gather evidence, and often work with accident reconstructionists to prove that an uninsured driver was 100% negligent. We know how to demonstrate the full scope of your damages and negotiate voraciously on your behalf. If a reasonable settlement isn’t in the cards, we’ll prepare your case for trial.
Why You Need an Alabama Accident Attorney for Your UM/UIM Claim
Many injured victims assume that they can trust their insurance company and believe they’re on the same team. The reality is that when you file a car accident claim, their main priority is to pay out as little as possible, regardless of the circumstances.
Our accident attorneys in Mobile have more than 40 years of experience with local courts, judges, and insurance adjusters who handle UM/UIM claims in Alabama. We’re familiar with their tactics and know how to counter them effectively. They know we don’t back down and fight to help our clients get fair compensation.
Compassionate, Affordable Legal Representation
If you or a loved one has suffered an injury at the hands of an uninsured or underinsured driver, you don’t have to face it alone. Our caring team at Moore Law Firm handles the complex legal aspects of your claim so you don’t have to.
Our personal injury lawyers believe that every victim deserves quality representation. That’s why we take cases on a contingency fee basis. This means you won’t incur any upfront costs and we get paid only if we recover compensation for you.
Contact a Car Accident Lawyer in Mobile, AL
If you’ve been hurt in a crash with an uninsured driver, don’t wait to seek legal assistance. Call 251-445-7602, contact us, or use the convenient chat feature on our website to get in touch with a car accident injury lawyer near you in Alabama. Our personal injury lawyers at Moore Law Firm serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
How Preexisting Conditions Affect Car Accident Cases in Alabama
Being hurt in a car accident is an alarming experience. If you’re already managing a preexisting injury or medical condition, you may worry how it will affect your ability to recover compensation for damages like medical bills, lost wages, and pain and suffering. At Moore Law Firm, our car accident injury attorneys in Mobile, Alabama have helped more than 15,000 clients find the justice and recovery they deserve. Here, we discuss how to navigate a preexisting condition in a car accident case and what to expect during the claims process.
Preexisting Conditions and Alabama Personal Injury Law
If you’ve been injured in an accident that’s exacerbated a preexisting condition, it’s critical to understand Alabama’s “eggshell plaintiff rule.” This aspect of Alabama law is designed to provide a vital layer of protection for injured victims.
What is the Eggshell Rule?
Simply put, the eggshell rule states that an at-fault party must “take the plaintiff as they find them.” This means that a negligent party can’t use your condition as a defense.
For example, if a crash causes a serious spinal injury to a victim with a herniated disc, the at-fault driver is responsible for the full extent of that injury, as it currently exists. This is true even if the same accident would have caused only minor harm to someone without a herniated disc.
The eggshell rule helps to ensure that those with preexisting conditions aren’t excluded from seeking justice because of their medical history. Our Mobile car accident lawyers are well-versed in how the eggshell rule applies in personal injury cases. We help you understand how it impacts your claim and ensure your rights are protected.
Common Conditions Worsened by Car Accidents
Whether it’s a rear-end collision or sideswipe accident, any crash can aggravate an underlying condition. Some common preexisting conditions our car accident lawyers encounter in these types of cases include:
- Back and spinal issues
- Previous knee or shoulder injuries
- Fractures, sprains, or strains that are re-injured or become symptomatic
- Chronic conditions like arthritis and fibromyalgia
- Previous concussions or traumatic brain injury (TBI)
- Anxiety, depression, and PTSD
Insurers Tactics for Denying and Minimizing Claims
Insurance companies are concerned with their bottom line, not the health or safety of claimants. They will attempt to attribute your pain, medical treatment, missed time from work, and other issues to your preexisting condition instead of the accident. They may argue that the accident had little to no impact on your health and that you were already in pain and would have needed medical treatment anyway.
That’s why it’s important to understand the crucial distinction between aggravation and causation. In this type of case, you are not claiming that a car accident caused your existing condition or injury. You are asserting that the accident aggravated it.
Shifting Blame Onto the Victim
In addition, an insurer may try to shift at least some of the blame of a crash onto you. Alabama follows a strict contributory negligence rule. This means that even if you’re only 1% at fault for a crash, you may not be entitled to recover any compensation at all.
These underhanded tactics are very common, so it’s vital to contact a car accident injury attorney before you speak to adjusters, sign a release for your medical records, or accept a personal injury settlement. We can obtain and review your medical records and develop the best possible strategy to prove your case.
How Our Car Accident Lawyers Build Robust Cases
To build a strong claim, it is essential to be completely honest with your car accident lawyer about any past injuries or preexisting conditions you have. If we’re unaware of a condition and an insurer brings it up, it can jeopardize the success of your claim and destroy your credibility.
Establishing Your Condition Before and After an Accident
Although each case is unique, there is a general framework for proving claims involving preexisting conditions.
First, we determine your “before.” Our team gathers your medical records from previous months and years and reviews documentation of your condition. For example, maybe the bulging disc in your spine has been stable for years and was managed with occasional chiropractic care and daily exercises. This is how your car accident attorney demonstrates the state of your condition or injury before the accident.
Then, we document the “after.” We then take a look at your medical records post-accident. New treatment reports, doctor’s notes, and diagnostic tests like X-rays, CT scans, or MRIs often demonstrate an objective, clear change in your condition. Current notes and treatment plans may also show that you are now unable to work and/or need extensive, costly medical care because your preexisting condition was aggravated by the accident.
Working with Respected Medical Experts
Our car accident injury lawyers also draw on the experience of qualified medical experts. Their professional opinions are often the most important piece of the puzzle when it comes to proving the extent of your injuries and how they happened. These experts know how to give testimony that directly links the accident to the exacerbation of your condition.
How Our Car Accident Injury Lawyers in Mobile Can Help
Handling a car accident claim involving a preexisting condition requires the resources, knowledge, and tenacity of a seasoned personal injury attorney. Moore Law Firm has served injury clients in Alabama for more than 40 years and have successfully recovered compensation in countless complex car crash cases.
Local Experience
Our car accident attorneys possess a deep understanding of Alabama law and have extensive experience reviewing and deciphering complex medical information. We negotiate aggressively on your behalf and handle all aspects of your case so you can focus on healing. Our car accident lawyers fight for you at trial if a reasonable settlement can’t be reached with insurers. We know how to develop compelling arguments that resonate with judges and juries.
Affordable, Compassionate Legal Representation
Our personal injury lawyers take cases on a contingency fee basis. This means you don’t pay anything upfront and we only get paid if we win your case. Our team understands that this may be one of the most difficult periods of your life. We approach every case with compassion and provide a shoulder to lean on during challenging times.
Contact a Car Accident Attorney in Mobile, AL
If you or a loved one needs help with a car accident claim, Moore Law Firm is here for you. Call 251-445-7602, contact us, or use the convenient chat feature on our website to get in touch with a car accident injury lawyer near you in Alabama. Our personal injury lawyers serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
Steps to Take After a Wrongful Death in Alabama
Losing a loved one because of someone else’s negligence or carelessness is a devastating experience. Beyond the grief and shock, families may be unsure about what to do next or how to hold the responsible party accountable. At Moore Law Firm, our wrongful death lawyers in Mobile, Alabama help grieving families take legal action and pursue the justice and financial stability they deserve.
Understanding Alabama Wrongful Death Laws
Under Alabama law, wrongful death is defined as a death caused by another’s “wrongful act, omission, or negligence.” Although proceeds from a wrongful death settlement or award go to the deceased person’s beneficiaries, a lawsuit may only be filed by the personal representative of the estate, not by individual family members.
Punitive Damages
Unlike many other states, the only type of damages available in wrongful death cases in Alabama are punitive damages. Instead of providing compensation to the family for things like medical bills or pain and suffering, punitive damages are designed to punish the wrongdoer and deter them and others from similar behavior. In Alabama, proceeds from this type of lawsuit are not subject to claims by the deceased’s person’s creditors.
Statute of Limitations
The statute of limitations for claims in Alabama is two years from the date of the person’s death. Although there are exceptions. f your wrongful death lawsuit isn’t filed within this two-year timeframe, it will probably be dismissed. In some situations, the clock may be paused or start later if the cause of death wasn’t immediately discovered. These rules can be confusing, so it’s best to seek the advice of an Alabama wrongful death lawyer who can evaluate your case and advise you of your options.
What to Do After a Wrongful Death in Alabama
Contact an Alabama Wrongful Death Attorney
The first step to take after the wrongful death of a loved one is to find a personal injury attorney who understands Alabama wrongful death law and has a proven record of success litigating these types of cases. Your lawyer can:
- Review the circumstances of your loved one’s death
- Determine whether the facts of the case meet the legal definition of wrongful death in Alabama
- Advise you on whether you have a viable claim
- Explain the most effective course of action for finding legal recourse
- Thoroughly investigate your case
- File an insurance claim and/or complaint with the court
- Negotiate with insurers and handle all aspects of your case so you and your family can focus on supporting each other.
Typically, wrongful death claims in Alabama require in-depth investigation, expert witnesses, and a legal team that knows how to build compelling arguments to achieve the best possible outcome for your case.
Open the Estate
If your loved one’s estate hasn’t been opened in probate court, you must open it before filing a claim or lawsuit. If they had a will, the named executor will be the personal representative of the estate. If not, the court will appoint a representative, which is often a spouse, adult child, or another close family member.
Once appointed, the personal representative has the authority to file the wrongful death lawsuit on behalf of the estate. Dealing with opening an estate can be daunting. Our wrongful death attorneys in Mobile, AL can guide you through the process and ensure all your legal bases are covered.
Filing and Litigating the Lawsuit
After the estate is opened, your attorney can file a lawsuit in Alabama civil court. They will likely file a claim with the negligent party’s insurance company as well.
Filing both claims at the same time can help to ensure a lawsuit is filed within the two-year statute of limitations. Most families are unaware that they can do this and simply file a claim with an insurer. This can sabotage your case if negotiations drag on as the lawsuit deadline approaches.
Discovery and Negotiations
Next, your wrongful death lawyer gathers and exchanges evidence with the defendant’s attorneys during the discovery process. During this time, they will likely negotiate with the insurance company as well.
Most cases are resolved through negotiations, so it’s vital to have a tenacious attorney who knows how to counter settlement offers with solid evidence and compelling arguments that prove negligence, liability and the full extent of the losses your family has suffered.
Trial
If a fair agreement can’t be reached, your case proceeds to trial, where each side has the opportunity to submit evidence, examine witnesses, and present their case. A jury or judge then decides whether the defendant is liable and the amount of damages to award to the plaintiff. There is no cap on punitive damages in Alabama wrongful death cases.
How Are Damages Awarded in an Alabama Wrongful Death Lawsuit?
In Alabama, punitive damages are not distributed to an estate like other assets are. Instead, proceeds from a wrongful death settlement or court award are divided among legal heirs according to Alabama intestacy laws. For example, unmarried partners or friends cannot receive a portion of damages even if they are named in a will.
How Our Mobile Wrongful Death Lawyers Can Help
Our wrongful death attorneys know that our role involves much more than filing paperwork and negotiating with insurance companies. We realize that this is an incredibly challenging and emotional time for your family. We approach your case with compassion and respect and keep you informed every step of the way. Although no amount of money can change what happened, our goal is to ensure your loved one’s story is heard and help you secure damages that bring your family a sense of justice, accountability and financial security.
Quality Legal Representation You Can Trust
With more than four decades of experience helping injury victims in Alabama, our team has built a strong reputation with our clients and the legal community. We understand the sensitive nature of these claims and provide the compassion and professionalism you deserve. Our lawyers take cases on a contingency fee basis, which means you don’t pay any upfront costs and we get paid only if we win your case.
Contact a Mobile, AL Wrongful Death Lawyer Today
If you’ve lost a loved one due to someone else’s negligence, Moore Law Firm is here to help you hold responsible parties accountable and find justice. To schedule a case evaluation call 251-445-7602, contact us, or use the convenient chat feature on our website to get in touch. Our Alabama wrongful death lawyers serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
Should I Accept a Settlement After a Car Accident in Alabama?
The aftermath of a being hurt in a motor vehicle crash can leave you frustrated, overwhelmed, and in financial straits. At Moore Law Firm, our Mobile, Alabama car accident attorneys have helped more than 15,000 injury victims recover the compensation they deserve. Our team has seen just about everything, and we know that insurance companies often try to minimize payouts by quickly offering low settlements. These tips can help you make informed choices and help you obtain the full and fair compensation you need to protect your health and financial stability.
Should I Take the First Settlement Offer From an Insurance Company?
Accepting the first offer from an insurance company is usually a grave mistake. Insurance adjusters often contact injured victims shortly after a crash and may sound kind and caring, but their main goal is to settle your claim as soon as possible, for as little money as possible.
It’s important to keep in mind that a first settlement offer typically won’t cover all of your future medical expenses, physical therapy and rehabilitation, lost earning capacity, or pain and suffering. At this stage, you may not even be aware of the full scope of your injuries, how long you may be out of work, or what type of medical treatment you’ll need. It’s wise to hold off on accepting a car accident settlement until a personal injury attorney can determine what your claim is worth.
Insurers Do Not Have Your Best Interests in Mind
It’s unfair for insurers to prey on injured victims at their most vulnerable, especially when adjusters know that families often face serious financial pressure after a crash. Accepting a settlement may ease your burden temporarily but can put you in a worse financial position in the long run. That’s why it’s vital to seek the counsel of a car accident lawyer before accepting a settlement. In fact, the best thing to do is to avoid giving any kind of statement to insurers before speaking to a personal injury attorney in Alabama.
Ignore Their High-Pressure Tactics
If you do talk to an insurance company representative, give them only your name, address, and phone number. Politely decline to give a statement or sign anything, do not admit fault, or offer any additional information.
This is important because Alabama follows a strict contributory negligence rule, which means a victim cannot recover any damages if they are found to be even 1% at fault. Anything you say can be twisted by insurers and used against you to shift blame and deny liability. If they press you on giving a statement, releasing medical records, or accepting a car accident settlement, stay calm and let them know your attorney is handling these matters.
Be Careful with Your Own Insurance Company
Even your own auto insurance company’s aim is to pay as little as possible, so it’s important to be wary about what you say, sign, or accept from them as well. An Alabama car accident lawyer can evaluate your claim, determine its value, and handle all negotiations so you don’t settle for less than you deserve.
What Happens If I Reject a Settlement Offer?
Most personal injury claims are resolved after several rounds of negotiations. If you reject an offer there’s no need to worry about your case going to trial immediately. However, if an insurer refuses to make a decent offer, our Mobile car accident attorneys will fight for fair compensation in court if necessary.
In Alabama, you have two years from the date of your injury to file a lawsuit, but timeframes are much shorter when bringing a claim against a municipality or government agency. Missing these deadlines can bar you from recovering damages, so it’s crucial to act quickly. Your car injury lawyer can ensure your complaint is properly filed and help you understand what’s involved in the process.
What Should I Do If I Receive a Low Settlement Offer?
If you haven’t already contacted a car accident attorney, it’s essential to have your case evaluated before accepting any offer. Your personal injury lawyer can come back with a counteroffer backed by evidence of your injuries and financial losses. This evidence may include:
- Medical records, bills, and future treatment plans
- Proof of lost income, such as paystubs and tax documents
- Documentation of long-term care needs by life care experts
- Statements from medical experts, accident reconstructionists, and other professionals
- Documentation of physical pain, suffering, and emotional harm, such as a personal journal or statements from family and friends
- Other evidence specific to your claim
A well-crafted counteroffer letter demonstrates why you’re entitled to the damages you’re seeking and that you have the wherewithal to stand up for yourself and continue negotiations. Having a car accident attorney in Mobile draft and send your counteroffer also shows that you mean business and gives you the best possible chance of recovering fair compensation.
How Long Does It Take to Settle a Car Accident Case in Alabama?
There is no set timeline for how long a case will take. Each claim is unique, and some are more complex than others. Cases with clear liability and minimal injuries are often settled in a few months. On the other hand, complex auto accident claims involving catastrophic injuries, liability disputes, or multiple insurers may take years, especially if you have to file a lawsuit. Even then, many cases still settle before trial. Our Alabama car injury lawyers can evaluate your case, explain the process, and identify potential hurdles that could slow it down.
Compassionate, Tenacious Legal Advocacy You Can Trust
Our personal injury attorneys understand that time is of the essence when your health and finances are on the line. We are relentless legal advocates committed to helping you secure the full compensation you deserve. Our car accident lawyers take cases on contingency, which means you won’t incur any upfront costs and we get paid only if we recover compensation for you.
Contact a Car Accident Attorney in Mobile, AL
At Moore Law Firm, we know that deciding whether to accept a settlement offer after a car accident can be daunting. Our team is dedicated to helping injured victims rebuild their lives and move forward. Call 251-445-7602, contact us, or use the convenient chat feature on our website to get in touch with a car accident lawyer near you in Alabama today. Our personal injury lawyers serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
How Much is Pain and Suffering Worth in a Car Accident Claim in Alabama?
If you’ve been in an auto crash in Alabama, seeking compensation for medical bills and lost wages is usually straightforward. But what about the emotional and physical toll an accident has taken on your life? Unlike tangible economic damages, putting a dollar amount on pain and suffering damages can be much more challenging. At Moore Law Firm, our car accident attorneys in Mobile, Alabama have served more than 15,000 personal injury clients over the past 40 years. We can help you understand the factors that go into valuing pain and suffering damages and how a Mobile accident lawyer can help maximize your compensation.
What Are Pain and Suffering Damages?
In Alabama, pain and suffering damages are non-economic damages that cover the physical pain and mental anguish that victims often experience after a car accident. These damages may include:
- Physical pain from injuries
- Emotional distress, which can lead to anxiety, depression, or PTSD
- Loss of enjoyment of life
- Loss of companionship and consortium
- Permanent scarring or disfigurement
Although nothing can change what happened, pain and suffering damages can help compensate victims and their families for the physical pain, anger, humiliation, fear, and shock they may suffer after an auto crash in Alabama.
Factors Considered When Determining Pain and Suffering Damages
There is no set formula for calculating pain and suffering. However, insurance companies, Alabama accident attorneys, and courts consider a range of factors based on the facts of each case, including:
- The severity and type of injuries
- The duration of your recovery and whether you will ever fully recover
- Whether you suffer from permanent disability or disfigurement
- Physical pain associated with your injuries
- Fear, stress, anxiety, and depression caused by your injuries
- The impact your injuries have had on your ability to perform daily activities
- Whether you will be able to return to work or do the things you used to enjoy
- How your injury has affected your overall quality of life
Contributory Negligence in Alabama
It’s also important to understand that Alabama follows the contributory negligence rule. This means that if you are found even 1% at fault for an auto crash in Alabama, you may be barred from recovering any damages at all.
It’s vital to have an accident attorney by your side after a crash, as insurance companies do everything they can to shift blame and avoid paying claims. Our Mobile accident lawyers have experience dealing with their underhanded tactics and are well-versed in Alabama law. We know how to prove who is at fault and why you deserve to recover damages like pain and suffering.
Calculating Pain and Suffering Damages
Insurance companies and personal injury attorneys often use two common approaches to determine how much pain and suffering is worth in a car crash claim.
The Multiplier Method
When using the multiplier method, the total amount of economic damages such as medical bills and lost wages is multiplied to determine pain and suffering damages. This multiplier may be anywhere from 1.5 to 5 times the amount of economic damages. Typically, the more severe your injuries and the longer it takes to recover, the higher the multiplier will be. For example, if your economic damages were $100,000 and the multiplier is two, you would receive $200,000 for pain and suffering damages.
The multiplier method is often used by insurers to value pain and suffering damages. Of course, insurance companies usually try to use the lowest possible multiplier to pay as little as possible. Your car accident lawyer in Mobile can negotiate the multiplier and fight to help you recover the maximum amount of pain and suffering damages you’re entitled to receive.
The Per Diem Method
The per diem method uses a daily dollar amount multiplied by the number of days you are reasonably expected to suffer. For example, if your per diem is $200 and it took you five hundred days to be released by your doctor, you’d receive $100,000 in pain and suffering damages.
This method is less common, as it doesn’t work well for catastrophic injuries such as paralysis, amputation, or traumatic brain injury. Unfortunately, you can never fully recover from these types of injuries and be “made whole” like you were before a car or truck accident.
Each case is unique, and every injured victim deals with physical and emotional hardships differently. Your car accident attorney will negotiate a fair number for pain and suffering damages and fight to protect your rights.
How a Car Accident Attorney in Mobile Can Help
While the majority of auto crash claims in Alabama are settled out of court, if an insurance company refuses to offer a reasonable amount that covers the full scope of your damages, our Mobile accident lawyers will take your case to trial. We know how to gather and present compelling evidence like medical records, expert testimony, personal journals, and witness statements from family and friends. Our accident attorneys are skilled at creating convincing arguments that get results for our clients.
We have a proven track record of success and are dedicated to making things right for victims and their families. Our personal injury lawyers take cases on a contingency fee basis, which means there are no upfront costs and we only get paid if we win your case.
Contact a Car Accident Lawyer in Mobile, AL
At Moore Law Firm, we understand the complex aspects of valuing pain and suffering damages in car accident claims and fight to help you recover the justice and compensation you deserve. To schedule a consultation with an auto crash attorney in Mobile, Alabama, contact us, call 251-445-7602, or use the convenient chat feature on our website to get in touch today.
How Future Medical Costs are Calculated after an Auto Accident in Alabama
When you’re hurt in a car accident, the road to recovery can be a long, painful, and costly journey. Although some injured victims are fortunate enough to fully heal, others may require long-term or even lifelong medical treatment. At Moore Law Firm, our automobile accident lawyers in Mobile, Alabama know that future medical costs can be staggering . Here, we help you understand how these expenses are calculated and how our car accident attorneys fight to obtain the resources you need to move forward after a crash.
What Are Future Medical Costs?
Future medical expenses are the anticipated cost of medical treatment and other types of care that an accident victim will need for their injuries. They are usually included as economic damages in a personal injury claim. Some examples include:
- Necessary surgeries and procedures
- Hospital stays
- Diagnostic testing
- Physical and occupational therapy
- Rehabilitation
- Medications
- Mental health care
- Nursing and home care
- Long-term care/assisted living
- Medical equipment
- Prosthetics and assistive devices
- Home and vehicle modifications
Accurate calculation of future medical costs is particularly important for victims suffering from catastrophic injuries like paralysis, traumatic brain injury (TBI), or amputation. Each person’s circumstance is different. Our car accident lawyers work closely with medical professionals, life care planners, and financial experts to assess potential future costs and determine what your claim is worth.
How Are Future Medical Costs Calculated?
Putting a dollar amount on future medical needs is a complex process. Our team meticulously gathers medical records and consults with treating doctors and experts to project long-term medical costs. Factors that are often considered include:
- A victim’s age, health status, and expected lifespan
- Estimated cost of future surgeries and therapies
- Frequency and duration of future medical treatments
- Prices of medications and medical supplies
- Different levels of nursing or personal care that may be required
- Long-term costs of prosthetics, assistive devices, and modifications
- Inflation and cost-of-living increases
Reaching an accurate figure is vital to negotiating a successful settlement and presenting convincing arguments to a jury at trial. Experts not only help our car accident lawyers calculate future medical costs, they also provide testimony that drives home the full physical, emotional, and financial long-term impact of your injuries.
What Other Damages Are Included in a Car Accident Injury Claim?
In addition to future medical expenses, your car accident lawyer may calculate damages such as:
- Past and future lost wages
- Reduced earning capacity
- Pain and suffering, including emotional anguish, chronic pain, and loss of mobility
- Permanent disability or disfigurement
- Loss of enjoyment of life
- Loss of companionship and consortium
How Does Alabama Law Affect Damages for Future Medical Expenses?
Contributory Negligence
Accident victims can seek compensation for both past and future damages in Alabama. However, because Alabama follows a pure contributory negligence rule, if a victim is found to be even 1% responsible for an accident, they may be prohibited from recovering any damages at all.
That’s why it’s especially important to find a personal injury lawyer with experience in handling complex car accident cases. Our automobile accident attorneys know how to clearly prove fault and defend against disputes over liability.
Statute of Limitations
In Alabama, you have two years from the date of injury to file a car accident lawsuit. If you wait too long, you may lose the opportunity to seek compensation, including any funds you need for future medical care. Our car accident lawyers move quickly to accurately calculate all of your damages and get the ball rolling on your claim. Regardless of whether your case ultimately goes to trial, the sooner you seek legal counsel the better so we can promptly investigate, calculate damages, and begin building a strong case.
Why Do I Need a Car Accident Attorney?
Auto accident claims involving future medical expenses are multifaceted. From understanding complicated future costs of a medical prognosis to presenting compelling economic data that resonates with juries, our car accident attorneys know what it takes to achieve successful outcomes for our clients.
We don’t back down from battles with powerful insurance companies who try to minimize injuries, downplay the cost of medical treatment, or shift blame onto victims. For more than 40 years, we’ve represented car accident victims in Mobile and throughout Alabama. We understand how devastating and life-changing these injuries are for victims and their families. Our car accident attorneys are dedicated to helping you get the future care you need with dignity, tenacity, and compassion.
Contact a Mobile Car Accident Lawyer Today
At Moore Law Firm we help injured victims obtain the compensation they need to safeguard their health and move forward after an accident. To schedule a free case evaluation with a car accident lawyer near you in Alabama, Call 251-445-7602, contact us, or use the convenient chat feature on our website to get in touch. Our automobile accident attorneys serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
Do You Have Cause to File a Wrongful Death Lawsuit After an Accident in Alabama?
Despite advances in road safety and technology, too many lives are lost on Alabama roadways each year. If you’ve suffered the loss of a loved one in a crash caused by someone else’s negligence, you may have grounds to file a wrongful death lawsuit. At Moore Law Firm, our wrongful death attorneys in Mobile, Alabama help families understand their legal options and provide compassionate legal support you can trust. From evaluating your case to seeking accountability for your loss, our Alabama wrongful death lawyers are here to protect your rights and guide you through the process every step of the way.
Understanding Wrongful Death Law in Alabama
Alabama has unique requirements when it comes to filing wrongful death claims. Unless the victim is a minor child, only the personal representative of the deceased person’s estate may file a wrongful death lawsuit in Alabama. In most cases, the statute of limitations for filing a wrongful death lawsuit is two years and can only be pursued in Alabama if the death occurred within the state.
Unlike other states that allow plaintiffs to recover damages like medical bills or lost income, only punitive damages are awarded in Alabama wrongful death cases. These damages are not intended to compensate families for their losses, but to punish the negligent party and deter them and others from committing similar acts. Building and presenting a strong case can be challenging, so it’s vital to hire a Mobile wrongful death attorney with trial experience and an established record of success.
When to Consider Filing a Wrongful Death Lawsuit
If someone’s reckless, negligent, or intentional behavior caused a loved one’s death, you may grounds to file a wrongful death claim. Our wrongful death lawyers in Mobile have successfully handled cases involving:
- Distracted drivers
- Drunk driving
- Truck driver negligence
- Speeding and reckless driving
- Vehicle defects
- Pedestrian accidents
- Bicycle crashes
- Motorcycle Collisions
Even if you’re unsure about whether you have a viable claim, having an Alabama wrongful death attorney evaluate your case can give you peace of mind and help you understand your options. Our personal injury attorneys can review your case at no charge and help you determine the best path forward.
Making the Decision to File a Wrongful Death Lawsuit
For most people, filing a wrongful death lawsuit is not a decision that’s taken lightly. After the death of a loved one, families are overwhelmed and face emotional pain, financial stress, and uncertainty about the future.
For a claim to be successful, the plaintiff must prove that someone else’s negligence caused the accident that resulted in the person’s death, which can be challenging. Our compassionate Mobile wrongful death attorneys sit down with you and discuss whether you have cause to file a lawsuit and walk you through some important factors such as:
Establishing liability – Our wrongful death lawyers listen to your story and determine whether there is enough evidence to support a claim of negligence and demonstrate liability. This may include evidence such as photographs, police reports, witness, statements, and more.
Legal standing – Because the personal representative is the only one who can file on the family’s behalf, you must ensure that this party is in place and willing to move forward with a lawsuit. The estate’s personal representative may be named in a will or appointed by the court.
Timing – Acting quickly is critical in wrongful death cases. Evidence can be lost, memories fade, and the longer you wait, the less time you have to build a strong case. However, even if you’re close to the two-year deadline, having a wrongful death attorney take a look at your case is always a good idea.
There may be other considerations that apply to your specific case. Our wrongful death lawyers in Mobile give straightforward advice and help you make informed decisions so you feel confident about any path you decide to take.
What Happens During a Wrongful Death Lawsuit?
Once you decide to proceed, your case will go through several stages, including:
Investigation and Case Preparation
Your wrongful death attorney gathers and reviews evidence, interviews witnesses, and may consult with experts to determine how much your case is worth and build a strong foundation for your claim.
Filing the Complaint
Our wrongful death lawyers then file a lawsuit in the appropriate Alabama court. The defendant is formally served with the complaint, which typically includes the at-fault party and/or their insurance company.
Discovery Phase
During the discovery phase, the plaintiff’s and defendant’s attorneys exchange evidence, take depositions, and may conduct further investigations. This stage is critical to proving negligence and supporting a claim for punitive damages under Alabama law.
Settlement Negotiations
Most wrongful death claims and personal injury cases are resolved out of court. Our attorneys negotiate voraciously on your behalf to obtain compensation that fully reflects the impact of your emotional and financial losses. Although we approach every case with compassion, our wrongful death lawyers are tenacious negotiators who aren’t afraid to take on powerful insurance companies and their attorneys.
Trial
If a reasonable settlement can’t be reached, we’ll prepare your case for trial. We know how to put all the evidence together and present compelling arguments that resonate with judges and juries.
Why Choose Our Mobile Wrongful Death Attorneys?
Our Alabama wrongful death lawyers stand by your side with compassion and determination throughout the process. We handle all aspects of your case so you and your family can focus on supporting each other. We protect your rights, keep you informed, and ensure your loved one’s story is heard.
Whether your case is resolved through negotiation or litigation, you won’t incur any upfront costs and we don’t get paid unless we recover compensation for you. Attorneys’ fees and other legal costs are deducted from any settlement or court award you receive. Although no amount of money can bring back a lost loved one, we can help you pursue the justice and accountability you deserve.
Contact a Wrongful Death Lawyer in Mobile, AL
At Moore Law Firm, our team is dedicated to guiding you every step of the way and fighting for the accountability and justice you deserve. To schedule a consultation with a wrongful death attorney in Mobile, Alabama, contact us, call 251-445-7602, or use the convenient chat feature on our website to get in touch today. We serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
What to Do Immediately After a Motorcycle Accident in Alabama
Even the most conscientious motorcyclists can’t control what others do on the road. However, when a crash happens, what you do next can significantly impact your physical and financial recovery. At Moore Law Firm, we’ve served more than 15,000 personal injury victims over the past 40 years. Our motorcycle accident lawyers in Mobile, Alabama explain what to do to protect your health and your rights after a collision.
Get to Safety
If you can, move to a safe area, but leave your motorcycle where it is. If your helmet was thrown during the crash, leave it as well – the position of these items can help investigators determine how the collision occurred. Avoid removing your helmet or protective gear until paramedics assist you. Taking them off could exacerbate certain types of injuries.
Call 911 and Report the Crash
Even if an accident seems minor it’s vital to call 911, as symptoms of serious injuries like TBI may not appear right away and insurers will need documentation of the crash. EMT’s can evaluate your injuries and police reports provide valuable evidence your Mobile motorcycle accident lawyer will need if you decide to file a personal injury claim.
Do not admit fault or say “I’m sorry” or “I feel fine” when speaking to police or anyone else. This is important because Alabama follows the contributory negligence rule. This means that even if you’re only 1% at fault for a crash, you may not be able to recover damages at all. In addition, insurers may use statements like “I’m okay” to dispute the severity of your injuries or deny claims.
Gather Evidence
If possible, gather as much evidence as you can at the scene of the crash. Take photos and/or video of vehicle damage, debris, skid marks, traffic signals, and your injuries. Exchange contact and insurance information with other drivers and ask any witnesses for their names and phone numbers.
Use your phone to record or jot down everything you remember about the collision. Photos, witness statements, and other evidence collected at the scene provide valuable evidence your motorcycle accident attorney in Mobile can use to back up your claim. If you’re seriously injured, ask a bystander to help you gather information.
Seek Medical Care As Soon As Possible
Go to the emergency room or urgent care right away, even if you believe you’re not seriously hurt. Symptoms of potentially fatal injuries like internal bleeding don’t always show up immediately, so it’s best to get checked out. Seeking prompt medical attention can ensure your injuries are properly diagnosed and you get the care you need. Medical records also provide vital evidence your motorcycle accident lawyer will need to demonstrate the full scope of your injuries and damages.
Contact a Motorcycle Accident Lawyer in Mobile, Alabama
The sooner you contact a personal injury lawyer after a crash, the better. Insurance companies move quickly to minimize payouts and find reasons to deny claims. Do not give a statement, sign anything or accept a settlement without speaking to our motorcycle accident attorneys in Mobile, AL first. We can protect your rights and handle all communications and negotiations with insurers so you and your family can focus on healing.
It’s also important to act fast so your attorney can preserve evidence, which can be lost as time goes by. Your motorcycle accident lawyer can gather evidence such as traffic camera and surveillance footage, police reports, witness statements, phone records, and other information that can strengthen your case.
In Alabama, you only have two years from the date of your injury to file a personal injury lawsuit. Our Mobile motorcycle accident lawyers can evaluate your case, advise you of your options and begin building a case right away. If you’ve lost a loved one in a motorcycle accident, our personal injury attorneys may be able to help you pursue a wrongful death lawsuit.
How Our Motorcycle Accident Lawyers in Mobile Can Help
Motorcycle accident cases are complex, and involve unique challenges such as bias against motorcyclists, catastrophic injuries, and multifaceted liability issues. With more than 40 years of experience representing injured riders in Mobile, our motorcycle accident attorneys understand the complicated technical aspects of these cases, including the physics of motorcycle crashes. We often work closely with accident reconstructionists, medical experts, and other professionals to determine how a crash happened, demonstrate the severity of your injuries, and ensure your claim is accurately valued. Our motorcycle accident lawyers in Mobile can help you recover damages such as:
- Past and future medical expenses
- Lost wages
- Loss of earning capacity
- Pain and suffering
- Emotional distress
- Loss of consortium
- Property damage
We know that being hurt or losing someone in a crash can have a serious impact on your financial stability. That’s why we take cases on a contingency fee basis. This means you won’t incur any upfront costs or pay attorneys’ fees unless we win your case.
Contact a Motorcycle Accident Attorney in Mobile, AL
At Moore Law Firm, we fight to protect your rights and provide the legal support you need to get through difficult times. To schedule a consultation with a motorcycle accident lawyer in Mobile, Alabama, contact us, call 251-445-7602, or use the convenient chat feature on our website to get in touch today. Our personal injury lawyers serve clients in Mobile, Daphne, Fairhope, Saraland and surrounding communities.
How Road Rage Can Affect Your Personal Injury Case in Alabama
Aggressive driving and road rage are serious problems that affect drivers on Alabama roadways every day. Tailgating, cutting off other vehicles, and other irresponsible behaviors can cause accidents that result in serious injuries and fatalities. At Moore Law Firm, our personal injury attorneys in Mobile, AL help clients understand how road rage can be a relevant element in a case and fight to hold negligent parties accountable. Here, we explain how road rage can impact liability, fault, and the types of damages you may be entitled to receive.
What Is Road Rage?
Road rage is a form of aggressive driving that involves deliberate, hostile behavior directed toward another driver, pedestrian, or passenger. Drivers who engage in road rage often face criminal charges associated with reckless driving and other offenses, while aggressive driving is usually considered a traffic violation.
The National Highway Traffic Safety Administration (NHTSA) defines road rage as when a driver “commits moving traffic offenses so as to endanger other persons or property; an assault with a motor vehicle or other dangerous weapon by the operator or passenger of one motor vehicle on the operator or passengers of another motor vehicle.”
Signs Of Road Rage in Alabama
Drivers engaging in road rage often start by tailgating, cutting other vehicles off, weaving in and out of traffic, flashing their headlights, or honking their horn. If you see someone exhibiting these driving behaviors, do not engage them — it’s best to avoid them as much as you possibly can.
Some examples of road rage include:
- Running other drivers off the road
- Intentionally hitting other vehicles
- Yelling or making rude gestures
- Getting out of a vehicle to engage in a physical confrontation
- Threatening someone with or using a weapon to inflict harm
- Inciting passengers to fight another motorist
In a personal injury lawsuit, proving road rage can help establish that the at-fault driver was negligent or acted with malicious intent. Our personal injury attorneys in Alabama understand the nuances of the law and are well-versed in what it takes to prove fault and establish liability in these cases.
Determining Road Rage in a Personal Injury Case
In a legal context, proving road rage requires more than just a feeling that the other driver was angry. Claims of road rage must be supported by evidence that demonstrates the at-fault party’s behavior.
Evidence that can be helpful to Alabama personal injury lawyers in road rage cases include:
Witness Testimony
Passengers, occupants of other vehicles, and bystanders can provide testimony describing how a road rage incident took place. They may describe aggressive behavior, shouting, dangerous driving maneuvers, and other behaviors specific to the situation. These observations are just one factor that helps paint a picture of how road rage led to a car or truck accident.
Camera Footage
Dash cams, traffic cameras, surveillance video, and cell phone video may capture aggressive driving patterns like tailgating, swerving, or cutting off other vehicles. This type of concrete evidence can be critical to proving road rage caused a crash.
Police Reports
Part of a law enforcement officer’s job is to assess the demeanor and actions of people involved in motor vehicle accidents. A police report may include observations such as anger, aggression, and reckless conduct. This is also strong evidence that may support a personal injury claim in Alabama.
Social Media or Recorded Statements
In the age of social media, it’s not unusual for an aggressive driver to post about a road rage incident or share a video of the events that took place. These posts can be used to show malicious intent or demonstrate aggressive road rage behaviors.
History of Aggressive Driving
A history of a driver’s traffic violations that include reckless driving or violent incidents can help establish a pattern of behavior. This can support a claim that road rage contributed to an accident.
Road Rage and Alabama Law
Alabama law follows the legal concept of contributory negligence, which means that if an injured party is found to be even 1% at fault for an accident, they may not recover any damages. That’s why it’s vital to hire a personal injury lawyer who understands how to prove that road rage caused an accident.
The State of Alabama takes road rage very seriously. Drivers who engage in road rage can face criminal charges. In addition, if an at-fault party is found to have acted in a particularly egregious or intentionally malicious manner, they may be liable for punitive damages in Alabama.
Punitive damages are designed to punish wrongdoers and deter them and others from committing similar acts. Alabama personal injury laws surrounding punitive damages can be complex. Our personal injury lawyers can determine whether they apply in your case and help you pursue the full amount of the damages you may be entitled to receive. If you’ve lost a loved one in a road rage accident, we can evaluate your case and determine whether a wrongful death claim is appropriate.
What To Do After a Road Rage Accident
If you are the victim of an accident caused by a driver with road rage, do not get out of the car. Lock your doors, stay calm, and call the police. If the situation is too dangerous to stay at the scene, call 911 and drive to the nearest police station. If the driver who caused the accident leaves the scene, try to get their license plate number, note the make, model and color of their car, and file a police report.
Even if you feel okay, seek medical attention as soon as possible. Symptoms of back and neck injuries, traumatic brain injury, internal bleeding, and other serious conditions don’t always show up immediately. If you end up filing a personal injury claim, medical records provide valuable evidence and documentation of the crash and your injuries.
It’s also a good idea to contact a personal injury attorney in Mobile as soon as you can. Our personal injury lawyers can investigate the incident, gather evidence, and build a compelling case that reflects the seriousness of your injuries and how an auto accident was caused by road rage. We’re dedicated to making things right for victims and their families and holding negligent parties accountable.
Contact Our Personal Injury Attorneys in Mobile, AL
If you or a loved one has been injured in an accident involving road rage, the personal injury attorneys at Moore Law Firm can help you find the justice and compensation you deserve. To schedule a consultation, contact us, call 251-445-7602, or use the convenient chat feature on our website. Our personal injury lawyers serve clients in Mobile, AL and surrounding communities.
Why You Need a Rideshare Accident Lawyer After a Crash
Rideshare services like Uber and Lyft offer convenient transportation at the tap of a button. However, accidents do happen. Whether you’re a rider or another motorist who’s hurt in a crash, it’s important to know your rights. At Moore Law Firm, our rideshare accident lawyers in Mobile, AL have helped more than 15,000 personal injury victims in Alabama pursue the compensation they need. Here, a rideshare accident attorney explains how a lawyer can protect your rights and interests and give you peace of mind after a crash.
Rideshare Accident Claims are Complex
Rideshare accident claims present unique challenges that don’t usually arise in other types of auto accident claims. With multiple parties and rideshare companies involved, trying to sort out who is liable for damages can be a convoluted process. In some cases, several parties may be liable, and you may also have to file a claim with your own insurer. Some possible involved parties include:
- The rideshare driver
- The rideshare company, such as Uber or Lyft
- The rideshare passenger
- Drivers of other vehicles involved in the accident
- Multiple insurance companies
Our rideshare accident attorneys can help you navigate the claims process and pursue every possible avenue of compensation.
Navigating Rideshare Accident Claims in Alabama
Rideshare passengers often assume that Uber or Lyft will automatically cover their medical bills, lost wages, and other damages if they’re hurt in an accident. Unfortunately, many of these cases end up being much more complex than expected.
Although rideshare companies like Uber and Lyft offer up to $1 million in liability coverage, it is only in certain circumstances. If a driver is logged into the app and transporting you somewhere, the rideshare company is usually liable. However, if the driver is not logged in, their personal auto insurance applies.
An even more complicated scenario can arise when a driver is logged in, but with no ride accepted. If you’re hurt as a driver or passenger in another vehicle, pedestrian, or bicyclist in this situation, the rideshare company’s limited liability coverage may apply.
Navigating the tangled web of insurance claims and determining who is at fault in these cases is daunting, especially if you attempt to do it without a rideshare accident attorney. If multiple insurance companies are involved, they may even work together to minimize your injuries or deny claims. Our rideshare accident attorneys know how to prove who was at fault and handle all aspects of your case so you can focus on your recovery.
Our rideshare accident lawyers in Mobile ensure that your interests are protected and determine what your case is worth to ensure you pursue the fair compensation you’re entitled to under Alabama law. Damages may include the cost of medical bills, wage loss, pain and suffering, and other damages.
Proving Negligence in a Rideshare Accident Claim
For any personal injury claim to be successful, you must prove that the negligence of another person or entity caused you harm. Whether an accident is caused by distracted driving, speeding, or something else, our rideshare accident attorneys gather evidence and put the pieces of the puzzle together to prove who was at fault and how your injuries have affected your life. Some valuable evidence we often collect includes:
- Dashcam footage
- Traffic and surveillance camera footage
- Rideshare app data
- Information from a vehicle’s event data recorder (EDR)
- Witness statements
- Police reports
It’s also important to understand that Alabama law follows a contributory negligence rule. This means that even if you’re found to be only 1% at fault, you can be barred from recovering any compensation. Insurance companies are well aware of this law and will try to shift blame onto you to avoid paying anything. Our team knows how to counter their tactics and often works closely with experts such as accident reconstructions and medical professionals to help build a strong case.
What to Do After a Rideshare Accident in Alabama
Whether you were involved as a passenger, an occupant of another vehicle, or injured as a pedestrian or bicyclist, taking certain steps can help protect your rights.
After a rideshare accident you should:
Call 911 and wait for police and first responders to arrive. Document everything at the scene, including taking photos of damages to the vehicles and your injuries, gathering contact information from drivers and witnesses, and obtaining a copy of the police report if it’s available.
Seek medical attention as soon as possible, even if you feel fine. Symptoms of serious conditions like traumatic brain injury don’t always appear right away, and medical records provide vital documentation of the accident and your injuries.
Do not speak with insurance adjusters, sign anything, or accept a settlement without consulting a personal injury lawyer first. Hiring a rideshare accident lawyer protects your rights and can significantly increase your chances of successfully recovering the full amount of compensation you may be entitled to receive. Our rideshare accident attorneys in Mobile handle all communications and negotiations with insurers.
Our team has an established record of success in recovering compensation for injured victims. We guide you through the process every step of the way and provide compassionate, tenacious legal counsel you can trust.
Contact Our Mobile Rideshare Accident Attorneys Today
If you or a loved one has been hurt in a rideshare accident, don’t risk your recovery by going it alone. Our dedicated rideshare accident attorneys at Moore Law Firm are here for you. Contact us, call 251-445-7602, or use the convenient chat feature on our website to schedule a consultation today. Our rideshare accident lawyers serve clients in Mobile, AL and surrounding communities.
How a Motor Vehicle Accident Attorney Can Help You Recover Lost Wages
When you’ve been hurt in a car accident, one of the biggest challenges you may face is the loss of income if you’re unable to work. Whether you’re dealing with an injury that will only take weeks to heal or you’ve suffered a long-term disability, the financial strain of lost income can be overwhelming. At Moore Law Firm, our motor vehicle accident attorneys in Mobile have helped more than 15,000 personal injury victims in Alabama pursue the compensation they need and deserve. We can accurately value your lost wages, future income loss, and other damages to ensure you get the full amount of compensation may be entitled to receive.
Understanding Lost Wages in a Car Accident Claim
Lost wages are the income you would have received if you hadn’t been hurt in an accident that rendered you unable to work. Wage loss may include:
- Hourly wages or salary
- Overtime
- Bonuses or commissions
- Sick days or vacation time used during recovery
- Self-employment income
- Missed career opportunities or promotions due to your injury
- Future income, if applicable
If you’ve suffered a catastrophic injury that leaves you unable to work because of long-term or permanent disabilities, you may also be able to recover compensation for loss of earning capacity. This is an estimate of the future income you’ll miss because of your condition.
Recovering Lost Wages After a Motor Vehicle Accident in Alabama
In Alabama, you have the right to seek compensation for all economic and non-economic damages that result from an injury caused by someone else’s negligence, including lost wages. To pursue a claim, you must typically file a claim with the at-fault driver’s auto insurance company. If a reasonable settlement isn’t offered, your motor vehicle accident lawyer may take your case to trial to recover damages.
To recover lost wages, your car accident lawyer must demonstrate that the other party was at fault and that the injuries they caused resulted in you missing work and losing income.
However, it’s essential to understand that Alabama follows the pure contributory negligence rule, which means that if you are found to be even 1% at fault for a crash, you may be barred from recovering any compensation at all. That’s why it’s vital to hire a motor vehicle accident attorney who knows how to prove the other driver was completely at fault and build a strong case that shows the ways in which their negligence caused your injuries.
Gathering Proper Documentation is Vital in Alabama Car Accident Cases
For a car accident claim to be successful, you’ll need to gather documentation that proves your case, including evidence of your injuries, lost wages, and how the injury has affected your life. To support the lost wages part of your claim, you’ll need to provide:
- Medical records showing your injury and recovery period
- Doctor’s notes stating you were unable to work
- Pay stubs or W-2s from before the accident
- Employer letters verifying time missed and your salary
- Tax returns if you’re self-employed
Gathering and organizing this documentation can be overwhelming, especially when you’re focused on healing. One way to make the process easier is to keep all accident or injury-related paperwork you receive in a file. Even small items like prescription receipts provide concrete evidence of what the accident and your injuries have cost you. Our motor vehicle accident attorneys in Mobile can help you collect all relevant information and ensure you have everything you need to support your claim for lost wages and other damages.
Dealing With Insurance Companies
Whether you’re making a claim against the at-fault driver’s insurance company or asking your own insurance carrier for compensation, you’ll likely be contacted by an insurance adjuster. They may ask for a statement, request that you sign an authorization to get your medical records, or even try to get you to admit you were at fault in some way.
Do not give a statement, sign anything, or accept a settlement without consulting a car accident lawyer first. Insurance companies are always looking for a reason to deny or minimize claims, including blaming your injury on a preexisting condition.
Don’t fall for their underhanded tactics or let them pressure you into accepting a minimal personal injury settlement. Our motor vehicle accident attorneys know how to deal with these tactics and handle all communications and negotiations with insurers. We negotiate voraciously on your behalf and fight to help you recover the full and fair amount of compensation you deserve.
Why You Need an Alabama Motor Vehicle Accident Attorney
Trying to recover damages on your own may result in a denied claim or car accident settlement that barely even covers your medical bills, let alone lost wages. Insurance companies are not on your side, and it can be easy for victims to undervalue the physical, emotional, and financial costs of being injured in an accident.
Our car accident attorneys can evaluate your case and assess the full scope of your lost income, including future earnings if your ability to work has been permanently affected. We often work closely with financial, vocational, and medical experts to ensure that past and future wage loss and other damages are properly calculated.
Our Mobile auto accident lawyers are dedicated to advocating for your rights and helping you find peace of mind during this uncertain time. We handle all aspects of your case and fight for every penny you deserve so you and your family can focus on your recovery.
Contact Our Mobile Auto Accident Attorneys Today
If you need help recovering lost wages and other damages after a car accident in Alabama, our dedicated team at Moore Law Firm can help. Contact us, call 251-445-7602, or use the convenient chat feature on our website to schedule a consultation today with a motor vehicle accident lawyer in Mobile, AL.
How Long Do I Have to Contact a Personal Injury Attorney in Alabama?
Whether you’ve been hurt in a car crash, slip-and-fall accident, or you’re the victim of a dog bite, you may be overwhelmed and uncertain about what to do next. At Moore Law Firm, our Alabama personal injury attorneys have helped more than 15,000 clients pursue the compensation they need after an accident. Here, we explain the importance of taking swift action and how long you have to file a personal injury lawsuit in Alabama.
Understanding The Statue of Limitations for Personal Injury Lawsuits in Alabama
Under Alabama law, the statute of limitations for most personal injury lawsuits is two years from the date of the accident or injury. There are some exceptions to this rule, depending on the circumstances.
Attempting to bring a personal injury lawsuit after the two-year filing deadline will most likely result in it being dismissed by the court. Not only that, but the two-year filing deadline is also relevant in personal injury claims brought against a negligent party’s insurance company. Filing a claim years after an injury occurred can have a negative impact on your case and significantly reduce your negotiating power.
If you’ve been injured in an accident, contacting an Alabama personal injury lawyer as soon as possible helps protect your rights and gives you the best chance of a successful outcome for your case.
Exceptions to the Alabama Personal Injury Statute of Limitations
The two-year personal injury lawsuit deadline may be paused or extended in certain circumstances. If the person injured is under the age of nineteen or legally mentally disabled at the time of the injury, the clock may be paused or “tolled” until they are legally able to file a claim themselves. However, if your child was hurt, you may be able to bring a claim on their behalf. Regardless of what you ultimately decide to do, it’s still a good idea to speak to an Alabama personal injury lawyer as soon as possible.
Another exception to the two-year time limit is in claims involving medical malpractice. However, a lawsuit cannot be filed more than four years after the date of the malpractice event in most cases, regardless of when it was discovered.
In Alabama, if you’re filing a claim against a government entity, there are strict processes and deadlines to follow. Typically, a notice of claim must be filed within six months for an action against a local municipality and a year for claims brought against a county. Because timelines in these cases are much shorter than two years, contacting an Alabama personal injury attorney in a timely manner is vital.
Wrongful Death Claims in Alabama
If you’ve lost a loved one due to someone else’s negligence, the statute of limitations for wrongful death in Alabama is also two years from the date of death. It’s important to note that these claims can only be filed by the personal representative of the deceased person’s estate and punitive damages are the only type of compensation that can be recovered, so these cases can get complicated. An Alabama personal injury lawyer can guide you through the process and help you understand your rights and options for recovering compensation.
Why You Shouldn’t Wait to Contact a Personal Injury Attorney in Alabama
There are several reasons why taking action as soon as you can after an injury is the best course of action for recovering the full amount of compensation you deserve.
Evidence Can Be Lost
The longer you wait, the more difficult it can be to obtain valuable evidence to support your case. For example, if you’re hurt in an auto accident, any vehicles involved could be repaired, surveillance footage can be erased, dangerous conditions on the road may be fixed, and witnesses may forget details or be unable to reach. We’ve seen personal injury cases that would have been very strong become more challenging to win because evidence wasn’t promptly preserved.
Insurance Companies Act Quickly to Assign Liability
Insurance companies are not on your side and will do everything they can to minimize payouts and downplay injuries. In cases involving big truck accidents, insurers and trucking companies often send investigators to the scene right after a crash happens. They will already be gathering evidence, talking to witnesses, and formulating arguments about why their insured client isn’t liable for damages. The longer you wait to seek legal help, the more power insurance companies have.
Accident-Related Expenses Pile Up Quickly
The financial stress of piles of medical bills and lost wages can take a serious toll on you and your family. If you’re unable to work or struggling to pay for medical treatment and other bills, a personal injury attorney can get the claims process rolling so you can get compensation faster. The sooner you contact an Alabama personal injury lawyer, the sooner we can help you get back on your feet.
What If I Didn’t Know I Was Injured Right Away?
It’s common for symptoms of injuries not to show up immediately after an accident. You might walk away from a slip-and-fall accident feeling okay and then start having serious back pain weeks or even months later. It can also take some time to diagnose a traumatic brain injury if you don’t seek medical attention and get vital diagnostic testing right away.
You can still pursue compensation for damages, and it’s possible that the statute of limitations clock won’t start ticking until your injury is discovered, but it’s always best to go to the emergency room or get checked out by a doctor as soon as you can after an accident. That way, you receive the treatment you need and the accident and nature of your injuries are documented. Waiting to seek medical care also gives insurance companies an excuse to claim your injury isn’t as serious as you say.
How Our Alabama Personal Injury Lawyers Can Help
Even if you’re not 100% sure you want to file a personal injury claim, it doesn’t hurt to have an attorney evaluate your case. Our personal injury lawyers in Mobile, AL offer no-obligation consultations and work on a contingency fee basis, which means there are no upfront costs, and we only get paid if we recover compensation for you. This risk-free investment in your health and financial future is well worth the time and effort, even if you decide not to move forward with a personal injury claim in Alabama.
If you’ve been injured and the personal injury lawsuit deadline is approaching or has already passed, it’s still a good idea to contact our Alabama personal injury attorneys. You may still have options for recovering compensation. We can determine whether you have a case, make sure important deadlines are met, handle negotiations with insurers, and provide voracious legal representation at trial if necessary. Just keep in mind that the earlier you find legal assistance, the more options you’ll have—and the stronger your case will likely be.
Contact our Mobile, Alabama Personal Injury Lawyers to Learn More
If you’ve been injured or have lost a loved one due to someone else’s negligence, you don’t have to face it alone. Our team at Moore Law Firm is here for you. To learn more about how the statute of limitations in Alabama could affect your personal injury claim or to schedule a consultation, contact us, call 251-445-7602, or use the convenient chat feature on our website. Our Alabama personal injury attorneys serve clients in Mobile, AL and surrounding areas.
The Importance of Finding an Alabama Car Accident Attorney after a Crash
A car accident can change your life in the blink of an eye and dealing with the unexpected repercussions of being hurt in a crash can be overwhelming and stressful. At Moore Law Firm, our car accident attorneys in Mobile, AL have helped more than 15,000 personal injury clients pursue damages for their injuries and losses. Here, we discuss the importance of contacting a Mobile accident lawyer after a collision.
Understanding Alabama Personal Injury Law Can Challenging
One of the main reasons it’s vital to contact a car accident attorney in Mobile after a crash is because they possess extensive knowledge of state and local laws. Alabama is one of the few states that still follow the “pure contributory negligence” rule. This means that if you’re found even 1% at fault for an accident, you may not be allowed to recover any compensation at all. An Alabama car accident lawyer knows how to gather evidence and make solid arguments to refute their assertions and prove who was at fault.
If you’ve lost a loved one in a crash caused by negligence, a wrongful death lawsuit can only be filed by the personal representative of the deceased’s estate. Punitive damages are the only type of damages awarded in wrongful death cases. Hiring a Mobile car accident attorney ensures that the lawyer representing you is well-versed in Alabama law, the rules for recovering punitive damages in this state.
In addition, the statute of limitations for personal injury lawsuits and wrongful death actions is two years in Alabama. A car accident lawyer in Mobile can ensure all important deadlines are met and give you the best chance of a successful claim.
Insurance Companies are Not on Your Side
Insurance companies do whatever they can to minimize your injuries and pay as little as possible on claims. They can twist your words and try to claim that evidence shows you were partially or fully responsible for causing a crash. It’s essential to contact our personal injury lawyers before giving a statement to insurance adjusters, signing any documents, or accepting a settlement.
We’re familiar with the tactics they employ to shift blame and downplay victims’ injuries. Our car accident attorneys in Mobile, AL handle all communications and negotiations with insurers and safeguard your rights and interests. Although most car accident cases are settled out of court, if the insurance company refuses to offer a fair settlement, you’ll need a qualified personal injury lawyer to help you file a car accident lawsuit and represent you at trial.
You Might Underestimate How Much Your Case Is Worth
Right after a car accident, you might think you feel fine but symptoms of certain injuries can take days or weeks to show up, and medical bills can pile up quickly. Accepting the first settlement offer before you understand the extent of your injuries can leave you and your family in a precarious financial situation.
Our Alabama car accident lawyers can determine the value of damages such as:
- Past and future medical bills
- Lost wages and loss of earning capacity
- Pain and suffering
- Loss of enjoyment of life
- Loss of companionship and consortium
We help you understand how the long-term physical, emotional, and financial costs of your injury can affect your life and help you hold responsible parties fully accountable for their actions.
Our Car Accident Lawyers in Mobile Handle All Aspects of Your Case
After a crash, focusing on healing should be your top priority. This can be tough to do when dealing with insurance claims, doctor’s appointments, and other responsibilities. Our car accident attorneys take the stress off your shoulders. We gather evidence, contact witnesses, deal with insurance adjusters, and keep you informed about what’s happening with your case every step of the way.
We Don’t Get Paid Unless You Do
Some injured victims are hesitant about hiring a personal injury lawyer because of the cost. Our car accident attorneys work on a contingency fee basis, which means you won’t incur any up-front costs, and we only get paid if we successfully recover compensation for you. Even if you don’t move forward with your claim, we evaluate your case for free, so you really have nothing to lose if you contact an attorney after a crash.
We know that the aftermath of a car accident can be challenging, but you don’t have to shoulder the burden alone. Our car accident attorneys have a proven record of success, are dedicated to fighting for your rights, and can help you move on from this difficult time.
Contact our Car Accident Attorneys in Mobile, AL
For more than 40 years, Moore Law Firm has helped injured victims and their families find the justice and compensation they deserve. To schedule a consultation, contact us, call 251-445-7602, or use the convenient chat feature on our website. Our car accident lawyers serve clients in Mobile, AL and surrounding areas.
Factors to Consider When Looking for a Motorcycle Accident Lawyer in Alabama
As a motorcyclist, cruising on the open road can be exhilarating, but being hurt in an accident can have serious physical, emotional, and financial repercussions. If you or a loved one has been hurt in a crash, it’s critical to understand how to find a good personal injury attorney. Since 1985, our motorcycle accident attorneys at Moore Law Firm have helped more than 15,000 injury victims in Alabama recover the compensation they need and deserve. Our Mobile motorcycle accident lawyers offer some tips for finding an attorney who’s right for you.
Experience Handling Motorcycle Accident Cases
One of the key factors to consider when looking for a motorcycle accident attorney is experience. Personal injury law is complicated, and these types of cases can be tough to prove. Motorcycle accident claims come with their own unique challenges, such as catastrophic conditions like paralysis and traumatic brain injury, not to mention unwarranted bias against motorcyclists in some cases.
You want to find an attorney who’s well-versed in handing (and winning) motorcycle accident cases in Alabama. Don’t hesitate to ask about a lawyer’s knowledge and the extent of their experience and record of success with motorcycle accident claims. Inquire about how many motorcycle cases they have settled and how much experience they have litigating personal injury lawsuits at trial.
While online reviews are helpful, it’s also prudent to request a few references and ask other clients about their experience working with a particular motorcycle accident lawyer in Mobile. A competent attorney should be more than willing to provide references and answer any questions you may have. If they refuse, keep looking.
Knowledge of Alabama Law
Alabama has some of the most stringent personal injury laws in the country. It follows the “pure contributory negligence rule,” which means that if you’re found to be even 1% at fault, you can be completely barred from recovering compensation. That’s why it’s critical to have a local Mobile motorcycle accident attorney who knows how to build a solid case that proves you weren’t at fault. If you hire a motorcycle accident lawyer who’s unfamiliar with how to handle the contributory negligence rule in Alabama, you may not achieve a positive outcome for your case.
Our personal injury lawyers are familiar with the tactics insurance companies employ to shift blame and have a deep understanding of traffic and tort laws in Alabama. We also help you navigate legal issues like the statute of limitations for filing motorcycle accident lawsuits and wrongful death claims.
Open Communication and Rapport
In any personal injury claim, you may have to discuss sensitive matters with your legal team, so it’s important that you mesh with their communication style. First impressions are vital – were you comfortable with your initial interactions with a certain motorcycle accident lawyer? It’s also critical to find out who will be the main contact for your case, the best ways to get in touch, when your attorney will be available, and how often you’ll be updated on your case.
Finding a responsive, compassionate Mobile motorcycle accident attorney who listens, cares about your story, and explains things clearly can put your mind at ease and help you feel more confident about the likelihood of a successful claim. Working with a personal injury lawyer who isn’t communicative or spread too thin is not only a hassle; you may not achieve the result you’d hoped for because they don’t have enough time to focus on your case.
When speaking to a motorcycle accident lawyer, you shouldn’t feel judged, rushed, or uncertain about whether they’ll keep you in the loop about your case. A good personal injury attorney will make you feel supported and respected from the very beginning.
They Work on a Contingency Fee Basis
When you’re unable to work and medical bills pile up, paying for a Mobile motorcycle accident lawyer can seem daunting. We understand the financial pressure you may be feeling. Our Mobile personal injury lawyers take cases on contingency, which means you don’t pay any up-front costs and attorneys’ fees come out of any settlement or award you receive if we win your case. Our Moore fee guarantee ensures you receive the full amount of compensation you need and deserve.
Contact Our Mobile Motorcycle Accident Lawyers Today
If you or a loved one has been hurt in a motorcycle accident, our personal injury attorneys at Moore Law Firm are here for you. Contact us online, call 251-445-7602, or use the convenient chat feature on our website to learn more or schedule a consultation today. Our motorcycle accident attorneys serve clients in Mobile, AL and surrounding areas.
Advice From an Auto Accident Attorney: Say Nothing, Sign Nothing After a Crash
After a car accident, you may be reeling and unsure of what to do. If an adjuster from the other motorist’s or your own insurance company contacts you, it’s important to understand that although they may seem concerned about your well-being, their goal is to minimize the amount of compensation the insurance company has to pay. At Moore Law Firm, our auto accident attorneys in Mobile, AL are familiar with the underhanded tactics they employ. We explain why you should never give a statement to an insurance adjuster or sign anything without first consulting a personal injury lawyer.
Insurance Companies Are Not on Your Side
Unfortunately, many accident victims who speak to insurance company representatives also sign documents without fully understanding their rights. This can result in denied claims or reduced compensation. Insurance companies are in the business of making money, and an insurance adjuster’s job is to find ways to shift blame and delay, devalue, or deny claims.
Don’t Let Them Use Your Statements Against You
Speaking to an insurance adjuster without consulting an auto accident attorney can leave you high and dry with no recourse for recovering damages. Alabama law follows the strict contributory negligence rule. This means that if you are found even a tiny bit at fault, you cannot recover any compensation for damages. Insurance adjusters can twist your words by asking questions designed to make you admit some degree of fault or minimize your injuries without you even knowing it.
For example, innocent statements such as answering “I’m fine” when they ask how you’re feeling can result in an insurer claiming that you aren’t seriously injured. If you do talk to an insurance company representative, the only information you should provide is your full name, address, and telephone number. Politely decline to discuss the accident or your injuries and contact a Mobile auto accident lawyer. They can evaluate your case, help you navigate your claim and handle all further communications and negotiations with insurers.
Signing Certain Documents Can Limit Your Right to Seek Compensation
It’s common for insurance companies to pressure injured victims into signing their rights away. Some important documents that they may ask you to sign include:
Medical release forms – Although it may seem innocuous, giving an insurance company access to your medical records can be detrimental to your personal injury claim. They may peruse your entire medical history and find a past injury or preexisting condition that gives them leeway to argue that your injuries from the car accident are unrelated. If they ask you to sign a medical release form, politely decline and refer them to your auto accident attorney.
Waiver of liability – When you sign a release of liability form, you are giving up your right to sue an at-fault driver or their insurance company for further compensation related to a crash. A waiver of liability typically accompanies a proposed settlement offer, which is usually much too low on the first go-around.
Insurance companies intentionally make verbiage in policies, settlement agreements, and other documents difficult to understand by using legal jargon that is unfamiliar to most people. To protect your rights, never sign any document from an insurer without having a car accident attorney review it first.
The Full Extent of Your Injuries May Not Be Apparent
After an accident, symptoms of certain injuries may not be apparent for days or weeks. Neck and back injuries, traumatic brain injury, and other serious conditions may lead to chronic pain and require extensive, long-term medical treatment, surgery, medications, and therapies. If you tell an insurance adjuster you feel fine or accept a settlement too soon, you may be stuck with piles of medical bills and other expenses that have a significant impact on your physical, emotional, and financial health.
What NOT To Say at The Scene Of An Auto Accident in Alabama
After an accident, saying “I’m sorry” is a knee-jerk reaction for many people who care about others. Don’t apologize or say “it was my fault” to anyone at the scene, including witnesses or police. If these statements show up in police reports or witness testimony, it can result in the insurer assigning liability to you and denying your auto accident claim.
Remain calm, call 911 and check to see whether anyone else is hurt. It’s fine to exchange insurance and contact information but not necessary to talk about anything else. Take photos, jot down notes about the incident and be honest, accurate and factual when you speak to police.
How Our Mobile Auto Accident Lawyers Can Help
Insurance adjusters may try to discourage you from hiring an attorney by claiming they can settle your claim faster without an auto accident lawyer. Don’t listen to them. Injured victims who hire personal injury lawyers usually receive significantly higher settlements and awards than those who go it alone. Our auto accident attorneys give you the best chance of winning your case and recovering the maximum amount of compensation you’re entitled to receive. Insurers know that we prevent them from taking advantage of you and fight tirelessly to help you get the fair compensation you deserve.
Our team has a proven track record of success and has helped more than 15,000 personal injury victims in Alabama over the past 40 years. Our Mobile accident attorneys work on contingency, which means you won’t incur any up-front costs and we only get paid if we win your case. Your initial consultation is always free, so let us evaluate your case and ensure your rights are protected before dealing with insurers or accepting a settlement.
Contact Our Car Accident Lawyers in Mobile, AL
At Moore Law Firm, we care about our clients and their families and are dedicated to providing tenacious legal representation you can trust. Call us at 251-445-7602, contact us, or use the convenient chat feature on our website to schedule a free, no-obligation consultation with an auto accident attorney in Mobile, AL today.
What to Do If You’re the Victim of a Hit-and-Run in Alabama
Being injured in a hit-and-run accident can have devastating consequences for victims and their families. When you have no idea who may have caused your injuries it can be daunting to think about how you’ll pay for your medical expenses, loss of income, property damage and other accident-related expenses. At Moore Law Firm, our hit-and-run accident attorneys in Mobile, AL can help you help you understand your rights and pursue all possible avenues of compensation.
Hit-and-Run Statistics
Unfortunately, the number of hit-and-run crashes continues to rise an alarming pace in the U.S. According to the AAA Foundation for Traffic Safety, in 2016, there were a total of 1,980 fatal hit-and-run accidents resulting in 2,049 fatalities–which had been the highest annual number since the National Highway Traffic Safety Administration (NHTSA) began collecting statistics on fatal motor vehicle crashes in 1975. Almost 65 percent of people killed in these crashes were pedestrians or bicyclists.
From 2018 to 2022, there were approximately four million hit-and-run accidents in the United States, according to the NHTSA. In 2022, there were 2,932 hit-and-run fatalities. Once again, the majority of people who died in hit-and-run accidents were bicyclists or pedestrians.
If you’ve lost a loved one in a hit-and-run crash, our Mobile car accident lawyers can evaluate your case and advise you on whether filing a wrongful death claim could be an option.
Hit-and-Run is a Crime in Alabama
Leaving the scene of a motor vehicle accident involving injuries or death can be charged as a felony in Alabama. Regardless of who is responsible for a crash, all involved parties are required by law to stop and provide information such as their name, address, driver’s license number, and insurance information. Drivers must also render reasonable assistance to those who are injured. This means you should call 911 and administer first aid if you can. Our hit-and-run lawyers are well-versed in the law and understand the crucial role that Alabama traffic laws can play in proving these types of cases.
Steps to Take after a Hit-and-Run Accident in Alabama
If you’ve been injured as a driver, pedestrian or bicyclist, it’s vital to move to a safe location if you’re on the road. Check for injuries and call 911 to report the accident. Under Alabama law, motorists are required to report accidents involving injury, death, or significant property damage.
Write down or record a description of the vehicle, license plate and its driver. When police arrive, make sure to provide as many details as possible about the vehicle, driver, and the direction in which it left the scene.
Take photos of the scene, your injuries and damage to your vehicle. Ask any witnesses for their contact information. Even if you feel fine, it’s crucial to seek medical attention as soon as possible. Symptoms of serious conditions like traumatic brain injury don’t always appear right away. Medical records also provide valuable documentation when filing a car accident claim.
Inform Your Insurance Company
Even if a hit-and-run driver can’t be located, your own car insurance company may provide compensation through medical benefits coverage and uninsured motorist coverage (UM). Although these types of insurance are not required in Alabama, our hit-and-run accident lawyers believe adding them to your auto policy is well worth the cost. Paying a little extra for this coverage can help to ensure your medical bills and other damages are covered in case you’re involved in a hit-and-run or an accident with an uninsured motorist. Your medical insurance may also cover all or some of your medical expenses.
Contact a Hit-and-Run Accident Attorney
While you may think that your auto insurance company is looking out for your best interests, most will try to pay as little as possible and may even deny your claim. That’s why it’s crucial to contact a hit-and-run attorney before giving a statement to insurance adjusters or accepting a settlement offer.
Your lawyer can follow up with law enforcement and gather evidence like traffic police reports, camera footage, eyewitness accounts, vehicle and driver descriptions, and license plate numbers. This important evidence provides proof of the accident and your injuries when filing a claim with your insurance company.
How Our Mobile Hit-and-Run Lawyers Can Help
Communicating with insurance companies can be stressful, especially when you or a loved one is trying to heal. Accident-related expenses and lost time from work can put you and your family in a precarious financial situation. Our auto accident lawyers protect your rights and fight to help you recover the full amount of compensation you deserve. Your hit-and-run attorney will handle communications and negotiations with your insurance company and ensure that all required, relevant documentation is provided to support your claim.
If the police have come to a dead end, your hit-and-run accident lawyer may employ the services of investigators to find the driver. If the other driver is caught, you may be able to pursue damages through their insurance company or file a personal injury lawsuit to recover compensation for your medical bills, past and future loss of income, pain and suffering, and other damages.
You may be able to sue for punitive damages as well, especially if the driver was intoxicated or behaving recklessly. Alabama has strict laws surrounding punitive damages, so it’s vital to seek the counsel of an accident attorney to ensure your hit-and-run case is handled properly.
Over the past 40 years, our team has helped more than 15,000 personal injury victims in Alabama. We have a solid record of success helping our clients navigate the complex claims process. Our fee guarantee helps you get more of the compensation you deserve without paying any up-front costs or attorneys’ fees unless we win your case.
Contact Our Hit-and-run Accident Lawyers in Mobile, AL
If you’ve been hurt or have lost a loved one in a hit-and-run accident in Alabama, our personal injury attorneys provide the tenacious, compassionate legal representation you need. Call us at 251-445-7602, contact us, or use the convenient chat feature on our website to schedule a free, no-obligation consultation with a hit-and-run attorney in Mobile, AL today.
Reasons to Retain a Car Accident Attorney in Alabama
Being involved in a car accident can be life-altering. Injured victims often suffer long-term physical, emotional, and financial distress, which can significantly reduce their quality of life. At Moore Law Firm, our car accident attorneys in Mobile, AL have helped more than 15,000 personal injury clients navigate the complex claims process. If you or a loved one has been hurt in a crash, it’s critical to seek the counsel of an auto accident lawyer who can help you understand the claims process and potential pitfalls you may encounter.
Alabama Personal Injury Law Can Be Challenging to Navigate
Alabama car accident claims are fault-based, which means the party responsible for causing an accident is typically liable for damages. However, Alabama is also one of few states that follow the strict contributory negligence rule. Under this law, if you’re found to be even 1% at fault for an accident, you may not be entitled to recover any damages at all.
This can make it tough to obtain compensation for damages like medical bills, wage loss, and pain and suffering, as insurance companies often dispute liability to avoid paying claims. To protect your rights, it’s vital to have a car accident attorney in Mobile who is well-versed in Alabama personal injury law and knows how to combat their attempts to shift blame onto you.
In addition, there is two-year statute of limitations for filing a personal injury lawsuit in Alabama. This means that if you wait too long to file a claim, you could lose your right to recover compensation. Your car accident lawyer ensures that all necessary paperwork is filed correctly and on time.
Proving Fault Can Be Challenging
A major element of any personal injury claim is proving who was at fault. Determining liability and proving fault can be challenging to do on your own without legal knowledge and experience. Having a personal injury lawyer in your corner can give you the best chance of a successful claim.
Our Mobile accident attorneys know how to gather relevant evidence and create compelling arguments that demonstrate who was at fault for a crash. Some common types of evidence we collect to prove your claim include:
- Police reports
- Photographs of the scene, damage to vehicles, and injuries
- Witness testimony
- Traffic camera and surveillance footage
In complex cases, we may also hire accident reconstruction specialists who recreate how an accident happened.
Dealing with Insurance Companies
Insurance companies have one priority when it comes to auto accident claims – protecting their bottom line. After a crash, an insurance adjuster may contact you. They can easily twist your words and use them against you. Do not give a statement, sign anything, or accept a settlement without speaking to a car accident attorney first.
Quickly accepting an inadequate settlement can also leave you with outstanding medical bills and other expenses that take a serious toll on your health and finances. Our accident lawyers handle all communications with insurance companies and negotiate aggressively on your behalf.
Maximizing Compensation
It can be easy to undervalue the physical, emotional, and financial costs of being hurt in a car accident. Without a Mobile accident attorney, you may not properly value damages like future medical expenses, lost wages, loss of earning capacity, and pain and suffering. A car accident lawyer knows how to evaluate your claim and determine the full extent of your damages.
Our personal injury attorneys fight for your rights and won’t back down in our pursuit to recover the fair compensation you need and deserve. Although most car accident claims are settled out of court, if a reasonable settlement isn’t possible, we’re prepared to take your case to trial.
Your Case is Complex
Certain types of car accident cases are more complicated than others. For example, if you’re involved in a crash with a hit-and-run driver or uninsured motorist, you may need assistance recovering compensation from your own insurance company. Accidents involving wrongful death, manufacturing defects, commercial trucks, tractor-trailers, rideshare drivers, or multi-vehicle crashes can be convoluted and challenging. Our car accident lawyers in Mobile can help you sort it all out, establish who may be liable, and help you pursue compensation from all possible sources.
Free Initial Consultations and no Up-Front Costs
Our Alabama accident attorneys offer initial consultations at no charge, even if you don’t move forward with your claim. We work on a contingency fee basis, which means we only get paid if we win your case. This allows you to pursue compensation without any risk, so you and your family can focus on your recovery while we fight for you.
Contact Our Accident Attorneys in Mobile, AL
Over the last 40 years, our car accident lawyers at Moore Law Firm have helped personal injury victims find the justice and compensation they deserve. Contact us at 251-445-7602, or use the convenient chat feature on our website to schedule a free, no-obligation consultation with an auto accident lawyer in Mobile, AL today.
7 Reasons You Need a Personal Injury Attorney in Alabama
When you’re hurt in an accident, costly medical bills and other injury-related expenses can pile up quickly. At Moore Law Firm, our personal injury lawyers in Mobile, AL have helped more than 15,000 clients who have been injured or lost a loved one due to no fault of their own. If you’ve been hurt by someone else’s negligence, having a lawyer by your side is vital. Here are 7 reasons why hiring a Mobile personal injury attorney can give you the best chance of a successful outcome for your claim.
Personal Injury Law in Alabama Can Be Complex
Understanding the nuances of Alabama personal injury law can be challenging. In personal injury cases, Alabama follows the doctrine of contributory negligence. This means that if you’re found even 1% at fault for an accident or injury, you may be prohibited from recovering any compensation.
Typically, you have two years from the date of your injury to file a personal injury lawsuit. However, deadlines and procedures may vary if you’re filing a claim against a government entity. Taking swift action and finding a personal injury lawyer to assist you as soon as possible can help preserve critical evidence and enable you to litigate your claim while the details are still fresh in your mind.
If you’ve lost a loved one and believe their death was caused by negligence, punitive damages are the only type of damages that can be awarded in wrongful death cases in Alabama. A wrongful death lawsuit must be filed by the deceased person’s estate.
Our Mobile personal injury lawyers can help you understand the nuances of the law and advise you on the most effective strategies to employ in your case.
Proper Claim Valuation
It can be easy to underestimate the physical, emotional, and financial costs of being hurt in an accident. A personal injury lawyer can accurately calculate past and future medical expenses, lost wages, pain and suffering, and other damages. This is particularly important if you’ve suffered a serious injury that keeps you from working and requires long-term medical care.
Proving Liability
For a personal injury claim to be successful, you must prove that the other party’s negligence directly caused you harm and that you suffered damages such as medical bills and wage loss. Our personal injury lawyers in Mobile know how to establish liability and prove fault.
We investigate and gather relevant evidence to create compelling arguments that substantiate your claim. Our personal injury lawyers have access to expert witnesses such as accident reconstruction specialists and medical professionals who can demonstrate what happened and why you’re entitled to compensation for damages.
Dealing with Insurance Companies
Insurance companies often use underhanded tactics to deny claims, minimize victims’ injuries, and offer inadequate settlements. Our personal injury lawyers ensure your rights are protected during this vulnerable time. We know how to counter these tactics and voraciously negotiate on your behalf to recover the full and fair amount of compensation you need and deserve.
Assistance With Litigation
Although most claims are settled out of court, if a reasonable agreement can’t be reached with the insurance company, your attorney can help you file a personal injury lawsuit Our personal injury attorneys are well-versed in preparing for trial, cross-examining witnesses, and presenting convincing arguments that resonate with a judge and jury.
Peace Of Mind
Filing a personal injury claim can be a stressful, time-consuming process. Our compassionate, tenacious personal injury attorneys handle all aspects of your case so you can focus on your recovery and heal from the trauma of your injuries and losses.
Contingency Fee Structure
Our personal injury attorneys in Alabama work on a contingency fee basis. This means you won’t incur any up-front costs and we don’t get paid unless you win your case. We work tirelessly to achieve the best possible outcome for you without any financial risk on your part. You initial consultation is always free. We provide a straightforward assessment of your case and offer legal advice you can trust.
Contact A Personal Injury Attorney in Mobile, AL
If you’ve been injured or have lost a loved one due to someone else’s negligence, the personal injury attorneys at Moore Law Firm are here to help make things right for you and your family. To schedule a consultation, contact us, call us at 251-445-7602, or use the convenient chat feature on our website to get in touch with a personal injury lawyer in Mobile, Alabama today.
How Much is My Car Accident Injury Case Worth?
Determining the true physical, financial, and emotional costs of a car accident injury requires the knowledge of personal injury attorneys with a track record of success handling these types of claims. For more than 40 years, our car accident lawyers at Moore Law Firm have helped personal injury victims in Mobile and throughout Alabama recover the full amount of compensation they deserve after a crash. Knowing how we value car accident injury claims in Alabama can help you better understand your case and the amount of damages you may be entitled to receive.
How Are Car Accident Damages Calculated?
There is no set formula for calculating damages for an injury sustained in a car accident that was someone else’s fault. There are many different factors that personal injury lawyers take into account when figuring out what a claim is worth, including:
- The severity of your injuries and how they have impacted your life
- The cost of your medical bills, wage loss, and non-economic damages like pain and suffering
- Whether you were partially at fault for the crash
- Evidence such as photos or video of the scene, damage to vehicles, eyewitness statements, and police reports
- Insurance coverage limits on the liable party’s policy
- Whether they were driving under the influence or had a history of traffic violations
No two cases are alike, and each factor can carry more weight depending on circumstances. For example, if you’re hurt in a crash involving a large commercial truck like a tractor-trailer, you may be able to recover more compensation than you would in a crash involving two passenger vehicles. This is because trucking companies have much higher limits on their insurance policies.
It’s also important to understand that Alabama personal injury law applies the concept of contributory negligence. This means that if you were even 1% at fault for a car accident in Mobile, you wouldn’t be able to recover damages from the other party because you contributed to the accident.
Calculating Economic Damages
Economic losses associated with car accident injuries vary from case to case. If you’ve suffered a catastrophic injury such as traumatic brain injury that requires extensive ongoing medical care and leaves you unable to work, the amount of damages you can recover will be greater than if you suffered a minor injury. For instance, if you or a loved one becomes paralyzed in a collision, economic damages may include:
- Past and future medical bills
- Past and future lost wages
- Cost of rehabilitation services
- Home modification costs
- Domestic service costs, such as housekeeping, childcare, lawn care, and other tasks you used to perform
- Ongoing nursing care
- Property damage to your vehicle
- Other accident and injury-related costs
On the other hand, if you suffered whiplash in a minor rear-end accident and are expected to make a speedy recovery, you may only be entitled to damages like medical bills, lost wages, and property damage.
Although calculating economic damages may seem straightforward, it is more complex than you may think. In cases involving future medical expenses and wage loss, our mobile car accident attorneys may work with economists and medical experts who specialize in estimating the costs of specific treatments, medications, and interventions that may be required.
Where you live, your age, your general health, income, and earning capacity prior to the accident are also taken into consideration. Depending on the circumstances, other factors may be considered as well.
Calculating Non-Economic Car Accident Damages in Alabama
Financial losses are just one piece of the puzzle when calculating total damages in a car accident claim. Your car accident lawyer must also evaluate the ways your injury has affected your life in less tangible ways. The greater the impact your injury has on your life and general well-being, the more your claim will be worth. The value of non-economic car accident damages is highly subjective, which makes them much more challenging to calculate, so a personal injury lawyer often consults experts when calculating non-economic damages as well.
Some of the most important elements that can affect the amount of non-economic damages you may receive include the severity and nature of your injury and the likelihood that you’ll make a full recovery.
Non-economic damages that may be included when calculating the amount of your claim include:
- Pain and suffering
- Mental anguish
- Emotional distress
- Diminished quality of life
- Loss of companionship and consortium with a spouse or partner
- Disfigurement and scarring
If you’ve lost a loved one in a car accident or your injuries were caused by someone who acted in a particularly egregious or intentional manner, you may be able to recover punitive damages as well.
Why You Need a Car Accident Lawyer to Protect Your Rights
Dealing with insurance companies after being hurt in a crash can be stressful and overwhelming. Our personal injury attorneys handle all communications and negotiations with insurers and can help you understand how auto insurance policy limits may affect how much your car accident injury case is worth.
For example, if your car accident attorney determines that your claim is worth $100,000 but the motorist who caused a crash has an insurance policy with a limit of $50,000, that is the maximum you may recover from their insurer. In some cases, it may be worth bringing a car accident lawsuit against the negligent party if they have substantial assets. You may also be able to have your medical bills and other damages covered by your own auto insurance policy, so it’s always a good idea to carry adequate amounts of collision, comprehensive, and medical payments coverage.
Unfortunately, insurance companies usually try to shift blame, minimize your injuries, offer inadequate settlements, or deny claims to save money. That’s why it’s vital to have a tenacious car accident attorney on your side, especially in truck accident claims and other cases with high policy limits. If you’re involved in a crash, do not give a statement, sign anything, or accept a settlement without speaking to an Alabama personal injury lawyer first.
Let Our Car Accident Lawyers Take the Weight Off Your Shoulders
Our car accident attorneys in Mobile can evaluate your case, advise you of your rights and options, and help you recover the maximum compensation you need and deserve to protect your health and financial security so you and your family can heal and move on with your lives.
Contact Our Car Injury Attorneys in Mobile, AL
Trying to determine how much car accident damages are worth can be confusing. Moore Law Firm has helped more than 15,000 personal injury clients throughout Alabama find the justice and compensation they deserve. To schedule a consultation with a car accident lawyer in Mobile, AL, contact us, call us at 251-445-7602, or use the convenient chat feature on our website.
Why You Need A Personal Injury Lawyer In Alabama
Being hurt in an accident can have serious physical, emotional, and financial repercussions. If you or a loved one has been injured due to someone else’s negligence, hiring an Alabama personal injury lawyer can help you understand your options and protect your rights. At Moore Law Firm, we’ve helped more than 15,000 personal injury clients in Alabama pursue compensation for damages like medical bills, lost wages, and pain and suffering. Here, we explore why having an Alabama personal injury attorney by your side can give you the best chance of a successful outcome for your case.
Personal Injury Law in Alabama
Navigating the complex legal system on your own can be overwhelming. Our attorneys can evaluate your case and determine how personal injury law in Alabama may impact its potential outcome.
One of the most crucial things to understand is that Alabama follows a strict contributory negligence rule when it comes to personal injury claims. This means that if you’ve found even slightly at fault for an accident or injury, you may not be entitled to any compensation. This factor alone makes personal injury claims in Alabama particularly challenging, as insurance companies usually try to shift blame on claimants to avoid paying settlements. Our personal injury lawyers know how to determine and establish who is at fault and build a strong case to prove liability.
Another thing to keep in mind is the statute of limitations on personal injury claims in Alabama. Generally, you have two years from the date of the accident, injury, or a loved one’s death to file a personal injury or wrongful death lawsuit. However, it’s vital to take action as soon as possible to preserve valuable evidence while it’s still available.
In Alabama, a wrongful death claim must be filed by the deceased person’s estate, and punitive damages are the only type of damages awarded in wrongful death cases. Our Mobile personal injury lawyers can help you understand the nuances of the law and advise you on the best strategies to employ in your case.
What Do Personal Injury Lawyers Do?
Because Alabama law can be confusing, it’s essential to find an attorney whose main focus is on personal injury law. Unlike defense lawyers who handle criminal cases or corporate attorneys who litigate business matters, personal injury lawyers strictly advocate for victims who have been hurt by another person’s or entity’s negligence. Working in this legal sector requires experience in gathering relevant evidence to prove fault, building solid legal arguments, negotiating with insurance companies, and going to trial in cases where a reasonable settlement can’t be reached.
Personal injury lawyers also differ from other attorneys in that they work on a contingency fee basis, which means we only get paid when we successfully recover compensation for clients. Hiring an attorney who knows the framework of Alabama personal injury law and how to negotiate with insurers gives you the best chance of recovering the maximum compensation you deserve.
Evaluating and Determine Your Claim’s Value
Our personal injury lawyers offer free initial consultations regardless of whether you decide to pursue a claim for damages. Your attorney will determine whether your case is viable and how much your claim is worth. This is important because many victims underestimate the value of their personal injury claims, and insurance companies often offer low settlements that barely cover medical expenses, let alone non-economic damages like pain and suffering.
Our lawyers are well-versed in valuing personal injury claims and can explain the processes and formulas we use to determine the amount and types of damages you may be entitled to receive.
Proving Liability
In almost any Alabama personal injury claim or lawsuit, you must prove that the other party was negligent and that their careless or malicious acts caused your injuries. Our personal injury lawyers conduct thorough investigations and collect vital evidence such as camera footage, police or incident reports, medical records, and witness statements. We also employ the services of experts who can help strengthen your case, such as medical professionals and accident reconstructionists.
Negotiating with Insurance Companies
Unfortunately, insurance companies are in the business of making money and do not have your best interests at heart. You may be contacted by insurance adjusters who will try to settle your claim for as little as possible. Our personal injury lawyers know the underhanded tactics they often use and handle all communications and negotiations with insurers. If you’ve been hurt, take steps to protect your rights and do not give them a statement, accept a settlement, or sign anything before seeking the counsel of an Alabama personal injury attorney. Our team can safeguard your interests when you may be at your most vulnerable and negotiate aggressively on your behalf.
Representation at Trial
Although the vast majority of personal injury cases are resolved out of court, if a fair settlement cannot be reached, your lawyer will take your case to trial. Having a personal injury attorney who’s familiar with local court procedures in processes and adept at presenting legal arguments before a judge and jury is vital and significantly increases your chances of winning the verdict you’re seeking.
Compassionate Legal Support You Can Trust
Our personal injury lawyers care about our clients and provide the compassionate legal support you need to get through tough times. We handle all aspects of your case so you and your family can focus on your recovery. The team at our personal injury law firm in Mobile has successfully recovered compensation for clients in Alabama for 40 years. We’re well-versed in handling a wide range of personal injury cases, from slip and fall incidents to motorcycle accidents that result in serious conditions like traumatic brain injury.
We understand that suffering an injury due to someone else’s negligence can be life-altering. Our personal injury attorneys are passionate about helping you find the justice you deserve.
Contact an Alabama Personal Injury Attorney to Learn More
If you or a loved one has been hurt in an accident, you don’t have to face it alone. The personal injury lawyers at Moore Law Firm are here for you. Contact us, call 251-445-7602, or use the convenient chat feature on our website to schedule a free case evaluation with a personal injury lawyer in Mobile, AL today.
Who Do You Sue After an Accident with a Company-Owned Truck?
If you or a loved one has been injured in a truck accident, navigating the legal process and determining who may be liable can be challenging. Establishing ownership of the vehicle can have a significant impact on your case, so it’s vital to understand the factors involved. Our truck accident lawyers at Moore Law Firm in Mobile, AL explain how we establish liability and who may be responsible for damages if a truck is company-owned.
Determining Liability in Truck Accident Cases
Unlike many auto accident cases involving only passenger vehicles, truck accident claims are complex. Ownership of the vehicle can sometimes be murky, especially if a truck is owned and operated by an independent contractor hired by a trucking company. It’s also important to understand that liability will also depend on the specific circumstances of the case.
Generally, semi-trucks are usually owned and operated in two ways: by a trucking company that owns the vehicles, or by a driver working as an independent contractor. When a driver works as an independent contractor, you will likely sue them for damages, but may also be able to sue the trucking company if their negligence played a role in a crash.
In a case involving a driver who works for a trucking company as an employee, you can typically bring a claim against the company if the driver was working within the scope of their duties when a crash occurred. For example, if a driver employed by a company ran a red light and caused an accident while they were transporting goods while on the clock, the company may be liable for any damages resulting from an accident.
Other Potentially Liable Parties
Because multiple parties may be liable in truck accident cases, relationships between the driver, truck, and company must be assessed carefully. A commercial truck accident attorney can evaluate your case and help you identify and pursue all possible sources of compensation.
Owner of the Truck
Sometimes trucking companies rent or lease vehicles from other businesses that actually own the trucks. If any maintenance or repair-related issues played a part in the crash, this entity may be liable for damages. For example, if brake failure caused an accident due to the truck owner skipping routine maintenance, they may be liable for damages instead of or in addition to the trucking company, depending on the circumstances.
Truck or Parts Manufacturer
When a crash is caused by faulty design or a mechanical defect, you might be able to sue the manufacturer and/or seller of the vehicle. These types of product liability claims can be particularly complicated and difficult to prove, so it’s vital to have a tenacious truck accident lawyer by your side.
Contractors and Logistics Providers
In some cases, trucking companies hire contractors or third-party logistics providers to handle certain aspects of trucking operations. This may include dispatch, maintenance, or cargo loading. If one of these parties was responsible for a negligent act or error that contributed to a crash, they may be held liable. For instance, if a loading company improperly secured cargo that resulted in an accident, the company could be sued.
Dealing with Insurers in Truck Accident Cases
Dealing with multiple parties in truck accident cases is daunting, especially when more than one insurance company is involved. Trucking and transportation companies usually have high limits on their insurance policies, so insurers fight tooth and nail to pay out smaller amounts, minimize your injuries, or deny personal injury claims.
Our truck accident lawyers in Mobile are familiar with the tactics they often use and know how to counter them to help you recover the maximum compensation you may be entitled to receive. Don’t let them take advantage of you at a difficult time – do not give a statement, sign anything, or accept a settlement before consulting a truck accident attorney. If insurance adjusters are persistent, let them know that your lawyer will handle all communications and negotiations.
How Truck Accident Lawyers Determine and Prove Liability
Assigning and proving liability in a truck accident case is a complex process. Our truck accident lawyers know how to navigate these claims and build strong cases that prove who was at fault and why.
Investigating the Accident Scene
One of the most important elements of a truck accident case is a thorough investigation of the accident scene. Our truck accident attorneys often consult with crash reconstruction experts, investigators, and other industry professionals to piece together what happened. Some vital evidence that may be collected includes:
- Physical evidence such as vehicle damage, skid marks, traffic signals, road conditions, and debris patterns help ascertain how the crash occurred.
- Police reports often contain vital details about officers’ observations and who they believe is at fault, witness statements, and a summary of the crash and scene.
- Photographic and video evidence from the scene may include pictures, dashcam footage, traffic cam footage, and video from nearby surveillance cameras.
Reviewing Logbooks and Records
The Federal Motor Carrier Safety Administration (FMCSA) requires truck drivers and companies to maintain detailed records of their driving activities, including hours of service, maintenance logs, and records of driver’s qualifications and history such as traffic violations and accidents. Issues such as a driver being on the road too long, inadequate maintenance protocols, and a poor driving record can all help make a case for negligence.
Examining the Truck’s Black Box Data
Most commercial trucks are equipped with an electronic logging device (ELD) or event data recorder (EDR). These devices record vital information such as speed, braking, GPS location, and engine performance. This helps truck accident lawyers glean information about the vehicle’s operation and function before, during, and after a crash.
Our truck accident attorneys take all this information and put the pieces of the puzzle together to establish liability and build a compelling case. We’re dedicated to holding all responsible parties accountable. We fight for your rights and interests so you and your family can focus on healing and moving on with your lives.
Contact Our Truck Accident Lawyers in Mobile, AL
For nearly 40 years, Moore Law Firm has helped personal injury clients throughout Alabama find the justice and compensation they deserve. To schedule a consultation with a truck accident attorney in Mobile, AL, contact us online, call us at 251-445-7602, or use the convenient chat feature on our website.
How to Prove You Were Injured by a Distracted Driver
Distracted driving is a leading cause of motor vehicle accidents in Alabama and throughout the country. Proving that a distracted driver caused a crash can be challenging, so it’s vital to seek the counsel of a personal injury attorney with experience handling these types of cases. At Moore Law Firm, our distracted driving attorneys in Mobile, AL know how to gather relevant evidence, prove fault, and build a strong case to prove negligence. We help you understand how to demonstrate that you were injured by a distracted driver and recover the compensation you need to protect your health and financial future.
What is Distracted Driving?
Any activity that diverts your attention from operating a vehicle is considered distracted driving. Generally, distracted driving falls into three categories:
Manual – Taking your hands off the wheel, such as eating or reaching for something when driving.
Visual – Taking your eyes off the road, such as looking at your phone, GPS, or external distractions such as a billboard or a car accident.
Cognitive – Daydreaming and talking with passengers are common types of cognitive distractions.
If your distracted driving lawyer can demonstrate that a driver was engaged in any of these activities at the time of the crash, they may be liable for damages.
Distracted Driving Laws in Alabama
According to Drive Safe Alabama, fatalities associated with distracted driving have increased 67.5% since 2017. Texting while driving is particularly dangerous because it involves all three forms of distraction. A texting driver is 23 times more likely to be involved in a crash than those who don’t use their phones behind the wheel.
The state of Alabama takes the dangers of distracted driving very seriously. As of June 15, 2023, it is against the law to hold a cell phone or any other electronic device while driving in Alabama. This means that texting, calling, taking photos, or using apps is prohibited. A driver can make or receive calls via hands-free devices. For a first offense, you’ll pay a fine of $50 and receive one point on your license. A second offense is $100 and two points, and a third offense is $150 and three points. Your driver’s license may be suspended for more than three offenses.
Although there is no federal law that bans texting or using a wireless phone while driving, the Federal Motor Carrier Safety Administration (FMCSA) prohibits commercial drivers from texting and using handheld cell phones while driving, except in emergencies. If you or a loved one has been hurt in a truck accident, it’s vital to contact a distracted driving lawyer who can determine whether the driver was at fault.
Proving a Driver Was Distracted
There are many different ways to demonstrate that a driver was distracted when an accident occurred. Our distracted driving accident lawyers in Mobile recommend taking the following steps after a crash.
Collect Evidence at the Scene
Collecting evidence immediately after an accident is vital to proving who was at fault. If possible, take photos of the scene, including damage to vehicles, your injuries, traffic signals, skid marks, and road conditions. If you believe a distracted driver caused a crash, taking pictures of items like a phone or remnants of food on the floor of their car can help prove your case. You can also let the police know what you observed instead so they can check it out.
When talking to law enforcement officers, make sure to mention that you suspect distracted driving caused the accident. If possible, get a copy of the police report at the scene. You should also talk to bystanders, drivers, and passengers who witnessed the crash and get their contact information. If they saw the other driver talking on the phone, texting, or engaging in other distractions, their testimony can provide valuable evidence that backs up your claim.
Get Surveillance or Traffic Camera Footage
Visual evidence is some of the strongest evidence you can obtain in a distracted driving accident case. Some intersections and roads have traffic cameras that record 24 hours a day. In addition, security cameras at nearby homes or businesses may catch footage and provide proof that a driver was distracted when a crash happened. It’s important to act fast to obtain this footage, as it may be overwritten or deleted in short period of time. A distracted driving accident attorney can take steps to get this evidence as soon as possible and may take legal action such as a subpoena to obtain it.
Obtain Cell Phone Records
The time and date of sent and received text messages, phone calls, app usage, and other data can reveal whether someone was using their phone at the time of the accident. You will likely need a subpoena to obtain phone records, so it’s important to contact a distracted driving accident lawyer who can get the process started in a timely manner.
Consult Accident Reconstruction Experts
Our personal injury lawyers often enlist the help of accident reconstructionists to prove fault in car crash cases. These experts analyze evidence such as skid marks, damage to vehicles, and data collected by a car’s event data recorder to recreate how the collision occurred. They may be able to provide expert testimony that strengthens your claim that the driver was distracted and at fault for the crash.
Hire a Distracted Driving Accident Attorney
Unfortunately, insurance companies often try to avoid liability and minimize or deny car accident claims. They may dispute that their insured party was at fault, downplay the severity of your injuries, or try to twist your words and put the blame on you. Before you give them a statement, sign anything, or accept a settlement, contact our Mobile auto accident lawyers.
Having a personal injury attorney who’s well-versed in distracted driving accident claims and Alabama traffic laws can increase your chances of recovering fair compensation for your injuries and other damages, such as lost wages and pain and suffering. Our distracted driving accident lawyers handle all communications and negotiations with insurers so you and your family can focus on your recovery.
Proving you were injured by a distracted driver can be an uphill battle, but our car accident attorneys know how to put all the evidence together and create compelling arguments that effectively demonstrate the other driver’s negligence. We help you understand your options and fight tirelessly to help you find the justice and compensation you deserve.
Contact Our Mobile Distracted Driving Accident Lawyers
Our dedicated team at Moore Law Firm is passionate about helping personal injury victims and their families get through challenging times. Over the past 40 years, we’ve served more than 15,000 clients throughout Alabama. To schedule a consultation with a distracted driving attorney in Mobile, AL, contact us online, call us at 251-445-7602, or use the convenient chat feature on our website.
How to Pursue a Claim for PTSD after a Car Accident
A car accident can be a traumatic experience that leaves victims with both physical injuries and emotional scars. Post-Traumatic Stress Disorder (PTSD) is a serious psychological condition that may develop after an upsetting event and can significantly affect your quality of life. At Moore Law Firm, our personal injury lawyers in Mobile, AL understand the nuances and challenges involved in these types of complex claims. We help you navigate the process and pursue the compensation you deserve if you’re suffering from PTSD after a car accident.
Understanding PTSD After a Car Accident
A mental health condition triggered by experiencing or witnessing a traumatic event, PTSD can result in symptoms such as severe anxiety, flashbacks, nightmares, and intrusive thoughts. If someone suffers from PTSD after a car accident, these symptoms can interfere with their ability to perform daily activities, affect their relationships, and take a serious toll on their overall well-being.
Proving PTSD from a car accident is challenging because there are no visible signs of psychological injury. This condition must be proven by demonstrating how PTSD has affected your mental health and quality of life. Our personal injury lawyers know how to gather relevant evidence and put all the pieces of the puzzle together to build a strong case.
Steps to Take If You’re Suffering from PTSD after a Car Accident
Contact a Mobile Car Accident Attorney
If you’re considering pursuing a PTSD car accident claim, the first thing you’ll want to do is set up a case evaluation with a personal injury lawyer. Our auto accident attorneys listen to your story and evaluate the viability of your case. We also explain your rights under the law, the claims process, and the potential challenges you may face. Your initial consultation is always free, even if you decide not to pursue a car accident PTSD settlement.
Gather Evidence
Proving a claim of PTSD after a car accident requires compelling evidence, which usually includes:
Medical records – Documentation of medical and psychiatric treatment is essential to proving the severity of your PTSD. Your car accident lawyer collects all relevant medical records, including those involving hospital stays, psychiatric evaluations, therapy notes, prescriptions, and any other information about treatment and how the crash has impacted your mental and physical health.
Expert testimony – Your personal injury attorney may consult with your health care providers and other mental health professionals who can provide an expert opinion on your condition. This testimony is often critical to establishing a solid link between the car accident and your PTSD.
Other documentation –Your lawyer also gathers any other evidence and information that shows how PTSD has impacted your quality of life and ability to work, engage in daily activities, and maintain relationships.
Your own testimony and the testimony of loved ones may also be helpful to prove PTSD from a car accident. Keeping a daily journal detailing your feelings and experiences not only helps you process your trauma, it offers proof of how PTSD has altered your life.
File a Claim
Once your car accident lawyer has gathered all the necessary evidence, they will help you file a claim with the negligent party’s insurance company. Unfortunately, insurers do everything they can to minimize payouts and deny claims. Our personal injury lawyers are familiar with the tactics they often employ, such as questioning the severity of your PTSD symptoms or arguing that it’s unrelated to the crash. If any insurance company representatives contact you, do not say anything, sign anything, or accept a settlement without speaking to a lawyer first.
Your car accident attorney handles all communications with the insurance company and negotiates aggressively on your behalf. They may be able to help you recover compensation for damages such as:
- Medical and therapy costs
- Lost wages
- Pain and suffering
- Loss of companionship and consortium
- Other damages specific to your case
Dealing with PTSD is challenging, and the stress of having to negotiate with insurers can make it even more difficult. Having our personal injury attorneys fight for your rights and interests can help take some of the weight off your shoulders. If a fair settlement can’t be negotiated, we may take your case to trial to pursue the full and fair amount of compensation you need and deserve.
Benefits of Hiring Our Mobile Car Accident Lawyers for Your PTSD Claim
Our lawyers have served more than 15,000 personal injury clients in Alabama. We understand the nuances of PTSD claims and know how to develop effective strategies that can help you win your case. Our personal injury attorneys accurately value your claim and explore all possible avenues of compensation for your car accident PTSD settlement. Our auto accident lawyers work on contingency, which means you won’t incur any up-front costs and you’ll only pay attorneys’ fees if we recover compensation for you.
We understand that pursuing a claim for PTSD from a car accident can be an emotionally draining process. Our personal injury attorneys provide the compassionate support you need and help you navigate the complex legal system so you and your family can focus on your recovery.
Contact Us to Learn More about Claims for PTSD after a Car Accident
For nearly 40 years, Moore Law Firm has fought to protect the rights of injured victims in Alabama. If you or a loved one is suffering from PTSD from a car accident, having a lawyer by your side can increase the chances of recovering the compensation you deserve for your psychological trauma. To schedule a consultation with a personal injury attorney in Mobile today, contact us, call us at 251-445-7602, or use the convenient chat feature on our website.
What to Do If You’re the Victim of a Hit and Run in Alabama
Being injured in a hit-and-run accident is a daunting experience that can leave you feeling scared and uncertain about what to do next. At Moore Law Firm, our hit-and-run lawyers in Mobile, AL understand how a motor vehicle crash can turn your life upside down. Taking these steps after a hit-and-run accident can help protect your rights and enable you to pursue the compensation you need to protect your health and finances.
Steps to Take After a Hit-and-Run Accident
Call 911
After an accident, it’s vital to call 911 as soon as possible. Reporting the crash to authorities provides documentation of the incident and ensures you get the help you need. If possible, report the description of the vehicle and driver that hit you, which way it was headed, and the location of the accident. Talking to police as soon as possible can also give them a better chance of finding the person who caused the collision. A police report also provides vital evidence that your hit-and-run lawyer will need if you file a claim with any auto insurance company, including your own.
Gather Evidence
If you’re able, take photos of the scene, including skid marks on the road, vehicle damage, your injuries, and anything else you may think is relevant. Write down everything you remember about the vehicle that hit you and how the accident happened. Witnesses can offer information that may help police find the hit-and-run driver and back up your personal injury claim, so make sure to get contact info and statements from anyone who may have seen the incident.
Seek Medical Attention
Even if you feel fine, seeking medical attention as soon as possible is a must. Symptoms of some injuries don’t appear right away, so it’s best to go to the emergency room or get checked out by your doctor in a timely manner. Medical records provide documentation of the accident and your injuries, which is crucial when filing a hit-and-run car accident claim. Make sure to hold on to all injury-related medical reports, bills, and any other documentation related to the crash.
Report the Incident to Your Insurance Company
Contact your auto insurance company to report the accident. In Alabama, your uninsured motorist coverage should pay for your medical bills and other damages after a hit-and-run accident. Although uninsured/underinsured motorist coverage isn’t required in Alabama, hit-and-run accident lawyers recommend that all drivers carry it. More than 20% of motorists in Alabama are uninsured, and millions more have minimal liability coverage. Adding UM/UIM coverage to your policy can help you avoid being left out in the cold after a hit-and-run accident or crash with an uninsured driver.
Unfortunately, insurance adjusters look for reasons to minimize payouts and deny claims. When you report the incident, stick to the facts. Answer questions honestly, but don’t overshare details. Do not sign anything or accept a settlement offer without talking to a hit-and-run attorney first.
Why Contact a Personal Injury Attorney after a Hit and Run?
Hit-and-run cases are often complex, especially when the identity of the at-fault driver remains unknown. A personal injury attorney with experience handling hit-and-run claims in Alabama can help you navigate the claims process and maximize your chances of receiving the full amount of compensation you deserve.
Your uninsured motorist insurance will cover your medical expenses, lost wages, and other damages up to the limits of your policy. However, if the hit-and-run driver is found, a car accident lawyer may be able to help you recover damages from their insurance company. These damages may include:
- Past and future medical expenses
- Loss of income
- Pain and suffering
- Property damage
In Alabama, leaving the scene of an accident is a serious offense. In some cases where a hit-and-run driver is found, an injured victim may be able to obtain punitive damages. These damages are awarded to punish the wrongdoer and deter them and others from similar behavior. A hit-and-run lawyer can evaluate your case and determine all possible sources of compensation.
Negotiating with Insurance Companies
Because insurance companies often try to minimize payouts, having a hit-and-run attorney on your side is vital. Our hit-and-run lawyers in Mobile act as your staunch advocates to help you recover the full and fair amount of compensation you may be entitled to receive. We take the weight off your shoulders and keep you updated on your case every step of the way, so you and your family can focus on healing.
Contact our Hit and Run Lawyers in Mobile, AL to Learn More
At Moore Law Firm, our personal injury lawyers have served more than 15,000 clients in Alabama over the last 39 years. If you or a loved one has been hurt in a crash, our hit-and-run accident lawyers in Mobile can help. To schedule a consultation, contact us, call us at 251-445-7602, or use the convenient chat feature on our website.
What Can I Do to Maximize My Car Accident Settlement?
The steps you take after being hurt in a motor vehicle crash can have a significant impact on the amount of money you receive in a car accident settlement. At Moore Law Firm, our personal injury attorneys in Mobile, AL help clients understand what they should do to protect their rights and interests in the event of an accident. We also advise you on common pitfalls to avoid and fight to maximize the compensation you may be entitled to recover for damages such as lost wages, medical bills, pain and suffering, and other losses.
What to Do Immediately After a Car Accident
Call 911. Being involved in a car accident can leave you feeling stunned and overwhelmed. Unless you’re in immediate danger on a roadway, stay at the scene, call 911, and wait for law enforcement and other first responders to arrive. This ensures that everyone receives the help they need, and police reports provide valuable evidence that may help maximize your car accident settlement.
Collect evidence. If possible, snap photos of the scene, damage to vehicles, your injuries and anything else you think may be relevant. Gather insurance and contact information from other drivers and any witnesses. If you can get a copy of the police report at the scene, make sure to do so. Use the voice recorder on your phone or write down everything you can remember about how the accident happened.
Seek medical attention. In addition to having paramedics check you out, it’s a good idea to go to the emergency room and see a physician. Documenting your injuries as soon as possible can help substantiate your claim and maximize your car accident settlement.
If you require further treatment, it’s vital to keep all medical and physical therapy appointments, Continue treatment and follow instructions from health care providers until you are cleared by your doctor. Your medical records provide the best evidence of the extent of your injuries. In addition, documenting your doctor’s appointments and how you’re feeling in a daily journal provides a record of how your injuries have affected your physical and mental health and quality of life.
Find a Personal Injury Attorney
Do not give insurance adjusters a statement or accept a car accident settlement before contacting an attorney. Insurance companies initially offer low amounts and may pressure you to accept a settlement quickly. Don’t let them minimize your injuries or take advantage of you while you’re in a vulnerable state.
A car accident lawyer can evaluate your case, advise you of your options, and negotiate a car accident settlement for the maximum compensation you deserve for your injuries and other damages. Your lawyer can also contact your auto insurance company for you. If you’re seriously injured and end up in the hospital, have a family member or friend contact our attorneys for you.
Document Your Expenses
It’s critical to keep all medical bills and receipts for other accident-related expenses. This will help your attorney determine an accurate settlement amount. You may need to keep bills for:
- The ambulance ride to the emergency room
- Your emergency room visit
- Surgeries and hospital stays
- Visits with specialists
- Physical and occupational therapy
- Transportation to and from appointments
- Medications
- Medical equipment
- In-home care
- Home modifications
- Prostheses and orthotics if you have suffered a catastrophic injury such as amputation or a life-threatening neck injury
- Vehicle damage
If you pay out-of-pocket for any copays, deductibles, or medical services, make sure to ask for a receipt. You’ll also want to provide proof of lost wages with W-2’s, pay stubs, timesheets, and other employment information.
Avoid Sharing Information about Your Case
Posting on social media platforms or discussing your case with others can jeopardize any car or truck accident claim. Although you may want to share your experience with friends and family, it’s important to keep in mind that everything you post is public, even if you believe you have everything set to private. Even casual posts or pictures that aren’t accident-related may be used against you by the insurance company. To protect yourself, only speak to your lawyer about your case and deactivate your social media accounts or refrain from posting until your settlement is finalized. Even innocent posts can be taken out of context in a lawsuit, and your loved ones may be called to testify.
Understand the Value of Your Car Accident Claim
It’s important to keep in mind that there really are no typical car accident settlement amounts. Each situation is unique, and the value of your claim will depend on many different factors. Injured victims often underestimate the value of their claims because they focus only on immediate, out-of-pocket expenses. That’s why it’s essential to have a personal injury lawyer evaluate your case and accurately calculate all damages.
In addition to the cost of medical bills, your claim may include:
Future medical expenses – If you need multiple surgeries, long-term treatment, or ongoing care, these expenses should be included in your car accident settlement.
Future wage loss – Victims of serious injuries may not be able to work. A car accident attorney may consult with medical and financial experts to determine the value of future medical bills, lost wages, loss of earning capacity, and lost opportunities.
Non-economic damages – These types of damages may include pain and suffering, emotional distress, and loss of enjoyment of life. If an at-fault party’s behavior was particularly egregious or intentional, you may be able to recover punitive damages as well.
Permanent disability – The value of your claim may be significantly higher if a car accident caused by someone else’s negligence results in permanent disability or disfigurement.
Our car accident lawyers give you a straightforward assessment of your claim and can help you understand which types of damages may apply in your case. We handle all negotiations with insurance companies and are familiar with the underhanded tactics they often employ. We fight for your rights and protect your interests – if a fair car accident settlement can’t be reached, we may consider filing a personal injury lawsuit, but most claims are settled out of court.
Contact Our Mobile Car Accident Lawyers
Our personal injury lawyers at Moore Law Firm have represented more than 15,000 injury victims over the last 40 years. We’re dedicated to protecting injured victims’ rights and helping you recover the maximum car accident settlement you deserve. Contact us online, call us at 251-445-7602, or use the convenient chat feature on our website to schedule a consultation with a car accident attorney in Mobile, AL today.